Global Financial Crimes - AML Advisory, AVP Tempe, AZ

Global Financial Crimes - AML Advisory, AVP at MUFG – Tempe, AZ.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe we have 120,000 colleagues, striving to make a difference for every client, organization, and community we serve.

With a vision to be the world’s most trusted financial group, we put people first, listen to new and diverse ideas, and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

• Provides full advisory services to First and Second Lines of Defense on all applicable money‑laundering risk, including but not limited to:
  • Bank Secrecy Act (BSA)
  • USA PATRIOT Act
  • U.S. Treasury AML guidelines
• Analyzes and documents acceptance of risk for high‑risk customers.
• Advises the First Line of Defense on policy and procedure requirements.
• Participates in AML risk assessments for assigned product or function to mitigate AML exposure.
• Analyzes AML findings to further understand emerging risk within the bank’s customer portfolio.
• Implements controls to respond to AML findings that mitigate risk.
• Reviews existing AML policies to ensure they are effective and account for current or emerging risk.
• Develops and designs training that enhances employee awareness of AML risk and the appropriate ways to mitigate or report it.
• Suggests improvements to the AML control process to increase strength while maintaining efficiency.
• Understands AML risk associated with complex and layered business ownership and relationships, including corporate structures involving offshore entities and agents.
• Possesses a strong KYC background and knowledge of financial institutions, corporate advisory, wholesale lending, project finance, and the structures of these transactions and relationships.
• Has demonstrated knowledge of risks that corporate banking relationships and products can pose for AML risks.
• Has demonstrated knowledge of investment banking products and services, including derivatives, swaps, project finance, commodities, structured finance and securitization.
• Transaction Banking:
  Understands AML risk presented by complex products and services such as treasury management, SWIFT payment processes, correspondent banking, cash management services, ACH and other electronic funds transfer methods used for money laundering.
• Capital Markets:
  Understands AML risks present in capital markets clients, products and services, including foreign exchange, securities trading and underwriting.

• Minimum of 3 to 5 years in banking with a strong emphasis on BSA, AML and OFAC laws and regulations.
• AML experience within the applicable lines of business supported. CAMS certification is preferred but not required.
• Experience analyzing or managing financial crime investigative processes and policies (e.g., KYC, SARs). Experience interacting with senior managers and compliance subject‑matter experts.
• Collaborative with strong interpersonal communication skills; process‑oriented with a strong ability to develop program‑enhancing strategies.
• Detail‑oriented with organized execution. Bachelor’s degree and/or equivalent relevant experience.

The typical base pay range for this role is between $76,000 and $112,000, depending on job‑related knowledge, skills, experience and location. The role may also be eligible for discretionary performance‑based bonus and/or incentive compensation. In addition, our Total Rewards program provides a competitive benefits package that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, paid vacation, sick days and holidays.

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with applicable state and local laws (including the San Francisco Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, and the California Fair…