Sr. Data Analyst

As a Sr. Data Analyst, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. This person must have excellent analytical capabilities in order to create accurate, thoughtful, clear recommendations that drive how we manage our business. Statistical Analysis, data mining, Advanced Excel, SQL & Python skills, effective communication skills, an entrepreneurial and proactive approach, exceptional time management and an ability to comfortably work with senior management are also critical for success in this role.

Develop and implement business improvements, including:
Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returns

Detect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risks

Drive improvements in credit performance by finding pockets of low risk consumer where we can approve more loans

Use multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questions

Analyze sales and digital application funnels to identify areas of opportunity to generate additional originations

Develop PowerPoint presentations that summarize your analysis and your recommendations. Present your findings to VP level Executives. Measure the likely cost and benefit of business improvements

Leverage combination of following to drive actionable business insights:
Financial modeling, SQL, Python, AI tools, hypothesis testing, statistical analysis and forensic analysis

Design portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performance

Play an active role to drive your proposals all the way into implementation – you will be required to be hands on to make this happen and ensure your proposals deliver desired business results.