Career-Transition Partnership – For Advisors Approaching Reduced Production

Alternate titles: Financial Advisor Retirement Transition

• Sell Your Book of Business
• Financial Advisor Succession Partnership
• Advisor Book Acquisition

Location: United States (nationwide; in-person client continuity preferred in the advisor’s existing market)

Engagement Type: Book acquisition or continuation partnership (structure is flexible: sale, earn-out, gradual transition, or reduced-role continuation). For advisors continuing in a reduced-role production capacity, the ongoing classification is W-2 Statutory Employee of National Life Group (Internal Revenue Code

• 3121(d)(3)(B) - full-time life insurance salesperson classification, Form W-2 Box 13 'Statutory employee' checked) with commission-based compensation. Pure book-sale structures without a continuation role do not involve an employment relationship

About Wealth Bridge Financial Group: Wealth Bridge Financial Group is a wealth management firm with over 175 years of history helping clients navigate life’s financial complexities with confidence and clarity. Our mission:
To Do Good - in our communities and for the families we serve. We Are Change Navigators. Specialties:
Premium Financing, Digital Marketing, CPA Alliances, Advanced Planning . We are expanding across Arizona. Backed by National Life Group (A+ AM Best); securities and investment advisory services through Equity Services, Inc. (FINRA/SIPC). People. Impact. Outcome.
Who this is for: This is a conversation for financial advisors who are planning to retire, reduce their practice, or transition to a reduced-role capacity within the next 12-60 months, and who want a clear path for the continuity of their clients’ service after they step back. Typical candidates:

• Advisors 55-75 years old with an established book, no internal successor, and a desire to protect client relationships on exit.
• Practices with meaningful annual production looking for acquisition or earn-out. Advisors facing family or health transitions who need a credible continuity partner.
• Advisors whose captive firm does not offer a clean succession pathway.

What Wealth Bridge provides:

• Book acquisition or earn-out structures. Flexible deal structures - outright acquisition, multi-year earn-out, gradual transition, or a reduced-role continuation where you stay partially engaged on your terms.
• Client continuity. Your clients are served by Wealth Bridge advisors who already operate on a comprehensive planning framework (the 7 planning areas). Clients experience continuity, not disruption.
• Confidential valuation. We provide a book valuation based on product mix (life vs. annuity vs. advisory), persistency, trail economics, and AUM. Valuations use industry-standard methodologies referenced during the Discovery conversation
• Legacy protection. Your client relationships carry forward under Wealth Bridge’s service standards. You remain named in ongoing communications during transition where appropriate.
• Optional reduced-role continuation. If you want to remain licensed and work a handful of longtime relationships while Wealth Bridge handles the rest, we can structure that.

What we look for:

• An established book of business (Life insurance, annuities, advisory, or a combination).
• Good compliance history - clean U4/U5 or a willingness to disclose and discuss.
• Client relationships where continuity of service would be welcomed.
• A realistic exit timeline (12-60 months is typical).

The 4-step conversation:

• Confidential exploration - 45-60 min. Book profile, goals, timing, and any compliance or contractual considerations
• Book valuation - we provide a written preliminary valuation within 10 business days of receiving your production data, under NDA.
• Structure design - we propose 2-3 structures (acquisition, earn-out, continuation) tailored to your objectives. You choose.
• Documentation and transition - contracts, regulatory filings (including Form U4/U5 transitions if applicable), and client communication plan executed over 30-90 days

All communication receives a response within 5 business days.

All inquiries held in strict confidence. NDA available before any detailed disclosure.

Securities and investment advisory services offered through Equity Services,…