Deal Specialist- Transportation Finance​/ Vendor Finance

Position Summary

The Deal Specialist is responsible for supporting the end-to-end execution, closing, boarding, servicing, and ongoing administration of complex commercial lending transactions. This role partners closely with Relationship Managers, Portfolio Managers, Credit, Legal, Operations, Loan Servicing, Syndications, and external lending partners to ensure transactions are accurately documented, booked, funded, and maintained throughout the lifecycle of the credit relationship.

The position will support Transportation Finance, Vendor Finance, and syndicated/agented lending portfolios, serving as a subject matter expert in loan closing, loan system structuring, collateral management, and agency servicing activities. The Deal Specialist plays a critical role in minimizing operational risk, maintaining regulatory compliance, and delivering exceptional client and lender experience.

• Review legal documentation against approved credit terms to ensure transactions are documented as authorized.
• Structure and board transactions within LoanIQ and other supporting systems.
• Obtain and review borrowing bases, collateral schedules, and supporting documentation prior to funding.
• Run flood determinations for real estate collateral and ensure regulatory compliance before closing.
• Review and validate funds flow documentation for transaction funding.
• Verify AML/KYC requirements have been completed prior to closing.
• Obtain all conditions precedent and funding approvals before deal execution.
• Coordinate funding packages and provide servicing teams with all closing documentation and special handling instructions.
• Review closing binders and documentation packages for completeness, tracking outstanding exceptions through resolution.
• Ensure transactions are processed accurately and within established service level expectations.
• Monitor receipt of borrower financial reporting, borrowing bases, compliance certificates, and covenant requirements.
• Proactively follow up with internal and external stakeholders to resolve documentation exceptions and compliance deficiencies.
• Review compliance certificates for pricing, covenant, and risk implications.
• Update loan systems with revised covenants, pricing changes, and borrower information.
• Process annual reviews, risk rating changes, and credit relationship maintenance activities.
• Monitor exception reporting and ensure timely resolution of outstanding items.
• Support internal and external audit requests and regulatory reviews.
• Manage collateral records, including borrowing base facilities, equipment collateral, UCC filings, possessory collateral, and real estate collateral.
• Track borrowing base submissions and update collateral values in the loan servicing system.
• Monitor UCC expiration dates and coordinate continuation or termination activities.
• Maintain flood insurance and collateral compliance requirements for real estate-secured transactions.
• Ensure collateral is accurately boarded, maintained, and released when appropriate.

• Serve as an operational point of contact for syndicated and agented credit facilities.
• Coordinate communications between lending participants, borrowers, legal counsel, and internal partners.
• Administer lender notices, amendments, waivers, consents, and voting processes in accordance with credit agreements.
• Facilitate funding requests, principal and interest distributions, fee allocations, and participant settlements.
• Maintain syndication records and lender positions within servicing platforms.
• Ensure agency activities are executed in compliance with credit agreements and established procedures.
• Support onboarding of new lenders and transfers of participation interests.
• Assist with borrower reporting distribution and information-sharing requirements among syndicate members.

• Support complex equipment-based financing transactions involving transportation assets, fleets, rolling stock, construction equipment, industrial equipment, and vendor-sponsored finance programs.
• Review collateral structures and documentation associated with transportation and equipment finance transactions.
• Coordinate funding activities associated with lease, loan, and structured equipment finance transactions.
• Monitor collateral, insurance, and borrower reporting requirements related to financed assets.
• Partner with business teams to support portfolio growth while maintaining operational controls and risk management standards.

• Bachelor's degree or equivalent combination of education and experience.
• 5-7 years of experience in commercial lending operations, loan closing, loan administration, or related banking operations.
• Experience supporting complex commercial credit transactions from approval through servicing.
• Strong knowledge of loan documentation, collateral management, and funding processes.
• Advanced proficiency with Microsoft Excel, Word, Outlook, and Adobe Acrobat.
• Strong analytical,…