Mortgage Underwriting Manager

Description Are you eager to be part of a company that stands out? Want to make a difference in your clients' lives? We do too! At Tru West, we offer steady work schedules that makes it easy for you to plan (work) life around. We offer first day medical, dental, vision, life insurance, pet benefits, 401(k), and so much more.

We even help you save for retirement by matching $0.50 per $1 contributed, up to 6% of your pay to your 401(k) contributions. We'll teach you how Credit Unions are different and how you can leverage that difference to grow your business. Check out our video that highlights all the amazing things we do here:  Pay Range: $ - $.

Final salary is dependent on a candidate’s experience and qualifications. If you’re looking for a place to call home, you’ve found it.

Summary of Responsibilities

This position will be responsible for the Leadership, Direction and Coaching of the Mortgage Underwriting and Processing teams through management and direct oversight of Mortgage Fulfillment activities. This role will provide support and approval for team members on standard underwriting, processing, special projects and may conduct research, analysis, and underwriting for unique or complex applications to ensure on time closing of Mortgage loans.

The Underwriting Manager will be a team leader, directing the activities of associate-level and junior-level underwriters while supporting risk management and financial due diligence. This position requires an excellent balance of team leadership, administrative, and financial analysis skills to independently conduct risk assessments and underwriting.

Education: (1) A bachelor’s degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor’s degree.

Experience: Five years to eight years of similar or related experience.

Knowledge and

Skills:

Ability to manage, inspire, and assist associate-level and junior-level personnel with experience conducting financial oversight activities, analyzing financial projections, and assessing risk for complex loan applications. Must be Subject Matter Expert in Fannie Mae, Jumbo, Home Equity and Non-QM underwriting requirements, including multi-state lending and AUS buildout. Strong written and verbal communication skills to convey information to their teams and to upper management regarding complex situations and risk analysis.

Ability to examine and assess internal processes, identifying areas where practices can be improved and enhanced to maximize efficiency. Key areas of skill:
Building Partnerships, Sound Decision Making, Planning and Organizing, Communication, Guiding Team Success, Driving for Results, Coaching.

Essential Duties and Responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Participate as a key leader within the Mortgage Leadership team.
• Manage a team of Underwriters and Processors, ensuring loans are dispositioned timely and accurately while maintaining SLAs through pipeline management, file assignment and setting priorities.
• Create self-reliant employees by owning all areas of employee management to include hiring, training, coaching, performance management and employee engagement.
• Direct all aspects of the Underwriting and Processing consistent with Tru West Credit Union’s risk tolerance with an emphasis on quality.
• Create and support an amazing member experience through leadership of the Underwriting and Processing functions related to Mortgage Lending.
• Stay current on guideline changes, industry regulation changes, investor updates and system enhancements to ensure the Underwriting team is informed, productive and compliant.
• Drive continuous process improvement for all key…