Branch Manager

We are searching for a full‑time, in‑office Branch Manager I to lead our Perryton, Texas location. This position manages the overall functions of a small‑sized branch office including credit quality, loan servicing, business development, and personnel administration. Has considerable latitude for decision making in the implementation of association goals.

• Establishes goals and objectives for the assigned branch office and its employees and delegates authority as appropriate to carry out goals and objectives. Hires, motivates, evaluates and provides training for branch office employees.
• Represents the association at local community activities. Promotes the association by maintaining good public and member relations.
• Generates new loan business, services existing loans and grows the loan portfolio of assigned office. Completes loan analyses within the guidelines and policies of the association. Processes and approves loan requests within the limits of delegated authority and in accordance with association guidelines. Prepares and submits loan requests that exceed delegated lending authority to the appropriate management level along with recommendation for approval or rejection.
• Determines the eligibility and scope of financing for all new loans and ensures verification of assets and liabilities. Secures background and credit history on new loans, repeat loans and renewals. Provides for evaluation of loan collateral in accordance with association policies and procedures. Ensures proper lien perfection on all collateral.
• Maintains awareness of agricultural trends and business activity, FCA regulations, and legal obligations. Ensures branch office operations comply with applicable policies, regulations and laws. Prepares reports required by association management, the Board of Directors and regulatory bodies.
• Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.
• Complies with proper credit administration practices as outlined in the association’s policies and procedures.
• Coordinates the implementation of advertising and marketing programs.
• Performs collections and management of association’s acquired property as required.

Our ideal candidate lives within a commutable distance from our office in Perryton, Texas.

It is an important role that covers many skills. This position requires:

• Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience.
• One (1) to three (3) years of progressively responsible banking or related agricultural lending experience.
• One (1) year of supervisory experience preferred, but not required.

• Specialized knowledge of banking administration and accounting policies, procedures, reports, guidelines and banking regulations.
• Specialized knowledge of financial analysis and asset/liability management.
• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles.
• Skill in oral and written communication.
• Intermediate skill level in Microsoft Office applications.
• Ability to perform intermediate-level accounting/financial analyses.