Internal Loan Auditor

Job Summary

This position is responsible for assisting the EVP of Audit and Compliance in reviewing, evaluating, and making recommendations for the correction and/or improvement of internal, operational, and management control systems in all areas of the bank’s lending function. This position will report to the Executive Vice President of Audit and Compliance. The nature of this position requires inside contact with the bank’s lending staff at all levels as well as contact with outside client representatives, vendors, and other business‑related representatives.

• Assist in planning work on assigned segments of an audit.
• Assist in determining records or activities to analyze, the extent to tests to apply, and the working papers to prepare.
• Recommend the means of obtaining, analyzing, and evaluating evidentiary data.
• Review transactions, documents, records, reports, and methods for accuracy and effectiveness.
• Prepare acceptable working papers that record and summarize data on the assigned audit segment.
• Hold preliminary discussions of apparent deficiencies with operating personnel to verify and obtain explanations of and reasons for each apparent deficiency and document responses.
• Report audit findings and make recommendations for the correction of unsatisfactory conditions, improvements in operations, and/or reductions in cost.
• Perform real estate appraisal reviews prior to funding a loan.
• Be well organized and pay close attention to details.
• Meet expectations for attendance and punctuality.
• Maintains confidentiality of customer and bank information.

• Assist in the performance of special reviews at the request of management.
• Performs other duties as may be assigned.

• Strong analytical skills and an attention to detail.
• Ability to perform work with little or no supervision.
• Familiarity with standard auditing practices and procedures and the ability to apply them to each project assigned.
• Good interpersonal skills including the ability to interview individuals associated with the subject of an audit.
• Ability to utilize resources available to complete assigned projects.
• Knowledgeable in the use of computers to document and record audit findings.
• Familiarity with overall company operations and an ability to understand correlations between internal operating departments.

• 10+ years of banking experience in all areas of the lending function.
• Experience with software programs such as Microsoft Office Suite environment, Lotus, etc.

This job description reflects management's assignment of essential functions and position responsibilities. Nothing in this job description restricts management's rights to assign or reassign duties and responsibilities to this job at any time.