DSCR Loan Processor

Anchor Loans is one of several operating companies owned by Pretium Partners (+$60B AUM Financial Services Entity) and is working diligently to expand and grow its lending footprint.

Anchor Loans, established in 1998, is the nation’s leading private, direct lender to experienced residential real estate investors and builders, and the first to surpass $10 billion in total fundings. Renowned for expediting financing for developers and investors, we specialize in bridge loans, ground-up construction, and single-family rental solutions for non-owner-occupied projects. Headquartered in beautiful Thousand Oaks, California, Anchor Loans currently lends in 48 states and is expanding into new markets and service lines to better serve our current and future borrowers.

Anchor Loans is seeking a Loan Processor dedicated to processing Debt Service Coverage Ratio (DSCR) loans from initial application through funding while maintaining strong relationships with clients, brokers, and internal/external partners. This individual will manage a pipeline of 20–25 DSCR loans, ensuring accurate data entry, organization of application materials, and timely ordering of all third-party documentation. The role includes pre‑underwriting DSCR loan files to confirm eligibility, structure, and compliance with investor guidelines before submission to underwriting.

Acting as a central point of contact, the Loan Processor provides status updates, resolves conditions efficiently, and supports a smooth, compliant loan closing process.

• Establish and maintain relationships with clients and referral partners to retain existing business and attract new.
• Enter prospective new DSCR loan applications into the loan origination system.
• Prepare quotes and LOI’s as necessary on all loan structures.
• Reconcile and organize all application information received and review items for qualification.
• Order and secure all third‑party documents such as title, credit reports, appraisal and any other items required on the loan files.
• Act as a liaison between clients, internal staff, brokers, title companies, etc. to respond to inquiries, provide status updates and obtain all necessary documentation required for the file.
• Manage a loan pipeline of 20 to 25 loans, resolving any problems or conditions in an expeditious manner as the file moves through the process, from initial receipt through funding.
• Prepare and review mortgage loan files to ensure compliance with investor guidelines.
• Ensure that all loan files submitted to underwriting are complete and accurate. This requires pre‑underwriting of the borrower and loan file. (Loan structure, loan terms, cash reserves, borrower experience, escrow/title documentation, and initial evaluation of risk)
• Perform related duties and special projects as assigned

• Experience as a loan processor preferred.
• Superb interpersonal, written and verbal communication.
• Ability to provide exemplary service to clients and co‑workers.
• Excellent organizational and time management skills with attention to detail.
• Ability to manage multiple tasks and deadlines simultaneously to maintain a high‑volume workload in a fast paced, deadline driven environment
• Candidates should have a strong ability to prioritize and multitask without being micro‑managed to meet multiple deadlines and work well in a team environment.

The preference is for this role to be a hybrid position, which requires office reporting to Anchor’s Thousand Oaks, CA office. Remote opportunities are also available to those not located near the area.

The base pay range for this position is $26–$30/hour plus performance‑based bonus.

The values of our employees reflect those of the company as a whole. If you embrace teamwork, innovation, and accountability you’ll feel right  mission is to create opportunities for success by improving homes and communities. We set up our team members for success by offering a competitive benefits package that includes:

• Comprehensive health insurance options including Medical, Dental, Vision, Basic Life/AD&D insurance
• Generous sick leave & vacation benefits for rest, relaxation, and personal pursuits
• Highly competitive performance bonus
• 401(k) retirement program with employer match
• Tuition reimbursement toward professional development
• Workplace Celebrations, Team Building, Charity Drives, and Food Truck luncheons
• Onsite gym (Thousand Oaks only)
• 12 Paid Holidays

Diversity matters to our organization, and we are proud to be an equal opportunity employer. All qualified candidates are welcome and will receive consideration for employment regardless of race, color, religion, gender, gender identity or expression, genetic information, marital status, sexual orientation, natural origin, disability, age, veteran status, or any other protected characteristic.