Staff Accountant

JOB TITLE: Staff Accountant

LOCATION: Jersey City, NJ (Hybrid)

REPORTS TO: Accounting Supervisor

Sunbit builds financial technology for real life. Our AI-native platform helps more people get to "yes" at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.

We are guided by people-centered values:
Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.

What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers  result is a quick, fair, and simple experience for consumers and merchants.

We pair this technology with inclusion and transparency. Sunbit delivers industry-leading approval rates - 90%+ in auto service and 85%+ in dental - while maintaining zero consumer fee-based revenue. It is a better way to serve people and merchants, proven at scale.

Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say "yes" more often and help customers move forward with confidence.

We are seeking a self-driven Staff Accountant to assist in managing the day-to-day and month-end accounting operations h a primary focus on accounts receivable and revenue operations, you will take charge of monthly fee billing, debit files, and revenue-based rebate calculations. This is an excellent opportunity to demonstrate your analytical skills in a fast-paced, high-growth environment. We are looking for an independent problem-solver who goes beyond accurately recording transactions to efficiently analyze data and grow alongside our dynamic business.

• Assist with the month-end close process by preparing and posting journal entries related to revenue operations, and reconciling Accounts Receivable and revenue accounts.
• Generate monthly fee invoices and process payment debit files.
• Calculate and accurately record merchant partner rebates.
• Support AR operations by resolving payment issues and verifying requested refunds.
• Review debit payment files for invoice payments and upload them to our banking portal.
• Perform data validation between Salesforce and Net Suite to ensure complete alignment across all billing fields.
• Perform other related duties or ad hoc projects within the scope of responsibilities.

• Bachelor's degree in Accounting, Business Administration, or a related field.
• 2-3+ years of professional accounting or relevant administrative experience.
• Strong Microsoft Office skills, with advanced proficiency in Excel
• High attention to detail and strong organizational skills when handling financial records.
• Proven problem-solving skills, specifically in data validation and account reconciliation.
• Ability to communicate clearly and accurately with internal and external customers

• Hands-on experience with Net Suite
• Hands-on experience with online banking applications
• Experience working in a high-growth business environment
• Consumer finance/lending industry experience

• We believe in paying fairly and equitably based on a number of factors including but not limited to previous…