Risk Analyst

Job Title

Risk Analyst I – Exposure Management

Everest Global Services, Inc.

Risk Management

Primary:
Warren, NJ (optional Toronto, ON
). Hybrid work schedule: 3 days in office and 2 days remote each week.

Full time, Regular

The Exposure Management Risk Analyst will support the Group Exposure Management and Enterprise Risk Management (ERM) teams by assisting with the analysis, aggregation, and reporting of exposure data across key risk classes, including Aviation, Cyber, Energy, Marine, Natural Catastrophe, Terrorism, and Credit/Surety risks. This role supports ongoing risk monitoring, modeling, and regulatory reporting activities, contributing to the effective management of aggregate exposures in alignment with the Company's risk appetite and strategic objectives.

Within a hybrid environment, the analyst will gain hands‑on experience with exposure management analytics, catastrophe modeling tools, and data‑driven risk assessment while partnering closely with senior risk leaders across natural catastrophe, specialty lines, and enterprise risk functions.

• Prepare, consolidate, validate, and analyze exposure data across Insurance and Reinsurance portfolios.
• Develop reports, presentations, and management summaries for internal stakeholders and regulatory reporting requirements.
• Support accumulation and exposure analyses across Property, Terrorism, Aviation, Cyber, and Workers’ Compensation portfolios using catastrophe modeling tools as part of enterprise-wide risk assessments.
• Support Credit and Surety accumulation monitoring processes, including data preparation, validation, and review of aggregation results.
• Maintain and enhance dashboards, reporting tools, and analytical processes used for ongoing exposure monitoring and risk reporting.
• Collaborate with Exposure Management, ERM, Underwriting, and other internal stakeholders to analyze, interpret, and communicate risk insights effectively.
• Participate in ad hoc analytical projects aimed at strengthening Exposure Management and ERM methodologies, capabilities, and reporting processes.

• Bachelor’s degree in Risk Management, Actuarial Science, Finance, Economics, Mathematics, Statistics, Data Analytics, Engineering, or a related quantitative discipline.
• 1–3 years of experience in risk management, exposure management, insurance analytics, catastrophe modeling, or a related field.
• Strong understanding of multi‑line exposure management across key insurance and reinsurance risk classes.
• Demonstrated ability to prioritize multiple assignments and meet deadlines in a fast‑paced environment.
• Strong analytical and critical thinking skills, with the ability to assess data quality and independently resolve issues.
• Ability to translate complex analytical results into clear, actionable insights for underwriting, ERM, and senior leadership stakeholders.
• Proficiency in Microsoft Excel, Word, and PowerPoint.
• Working knowledge of SQL and/or Python; experience with additional programming languages is a plus.
• Excellent written, verbal, and presentation skills.

• Experience with catastrophe modeling platforms such as Moody’s RMS or Verisk AIR.
• Experience with portfolio accumulation management, exposure analytics, or enterprise risk management.
• Knowledge of insurance and reinsurance products across property and specialty lines.

Base salary range: $57,000–$98,000 annually
. Compensation will be determined based on education, experience, qualifications, and work location.

• Medical, dental, and vision insurance
• Employee wellness programs
• Life and disability insurance
• 401(k) with company match
• Retirement savings plans
• Paid holidays
• Paid time off (PTO)

Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations.

If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at ever