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Commercial Banking Officer

Job in Topeka, Shawnee County, Kansas, 66652, USA
Listing for: Bell & Associates, Inc.
Full Time position
Listed on 2026-09-13
Job specializations:
  • Finance & Banking
    Commercial Banking, Loan Officer / Lending, Credit Analyst, Banking & Finance
Salary/Wage Range or Industry Benchmark: 90000 - 130000 USD Yearly USD 90000.00 130000.00 YEAR
Job Description & How to Apply Below

Commercial Banking Officer – Confidential

Our client, an established financial institution, is seeking an experienced Commercial Banking Officer to drive new business development while managing and growing a portfolio of commercial banking relationships. This individual will be responsible for originating commercial loans, evaluating creditworthiness, structuring financing solutions, and developing long-term client relationships.

Responsibilities
  • Proactively identify and develop new commercial banking relationships through networking, referrals, cold calling, and Centers of Influence (COIs).
  • Manage an existing portfolio of business clients while identifying opportunities to expand relationships.
  • Cross-sell additional banking products, including treasury management and deposit services
    .
  • Meet with prospective borrowers to understand their financial needs and structure appropriate lending solutions.
  • Originate and structure Commercial Real Estate (CRE), Commercial & Industrial (C&I), and SBA loans in accordance with lending and risk guidelines.
  • Analyze financial information and creditworthiness to evaluate potential lending opportunities.
  • Monitor the financial performance of existing borrowers and manage loan renewals.
  • Maintain accurate, current, and compliant credit files.
  • Develop strong referral relationships with CPAs, attorneys, real estate professionals, and other business partners
    .
  • Represent the organization through community involvement, networking events, and civic organizations.
Qualifications
  • Bachelor’s degree in Business, Finance, or related field
    .
  • Minimum of 5 years of banking experience
    .
  • Commercial lending and/or commercial real estate lending experience required.
  • Proven ability to prospect, develop new business, and close commercial lending opportunities
    .
  • Strong understanding of credit analysis and financial statements.
  • Excellent relationship-building, communication, and negotiation skills.
  • Ability to independently manage and grow a commercial loan portfolio
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