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EFTR Business Application Specialist

Job in Toronto, Ontario, C6A, Canada
Listing for: TD
Full Time position
Listed on 2026-06-24
Job specializations:
  • Business
Salary/Wage Range or Industry Benchmark: 96900 - 136800 CAD Yearly CAD 96900.00 136800.00 YEAR
Job Description & How to Apply Below
Position: EFTR Business Application Specialist (4950)
Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Enterprise Enabling Functions Pay Details:$96,900 - $136,800 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Reporting to Sr Manager Business Application - EFTR Reporting, the EFTR Business Application Specialist will act as a business lead and functional business specialist to ensure timely and effective business support for operations and application project delivery and change initiatives.

The job will focus on FINTRAC Electronic Funds Transfer Reporting capabilities.

KEY

ACCOUNTABILITIES CUSTOMER Represent FCRM as subject matter expert (SME) and Product Owner of EFTR capability

Lead and support EFTR change initiatives from inception through deployment

Work with business partners to provide input on work processes and system changes affecting EFTR reporting, ensuring that EFTR compliance requirements are properly written into requirements for business projects

Accountable for documentation management for Business Operations changes and Project artifacts (i.e. process and procedures, requirements, data impact assessments, business test plans, etc.)Support EFTR BAU processes through analysis of issues and solution recommendations

Provide input into EFTR capability 3-year roadmap

Provide input to financial planning as part of Operations budget and Technology budgetsSHAREHOLDERSupport the development of sound business cases for EFTR changes with an on-going focus on reusability, scalability, innovation and enterprise-wide solutions

Drive the implementation and maintenance of operational risk and controls in the EFTR stream.

Ensure adherence to guidelines and regulatory requirements under Privacy, Legal, Compliance, and the Office of the Chief Data Officer Proactively identify key business opportunities, research and recommend enhancements / modifications, develop strategies to achieve recommendations

Track individual progress of each active project and assist in the preparation of monthly project reporting and partner/executive dashboard reporting

Establish effective relationships across multiple business and technology partners, program, project managers, and third party vendors/ service partners as appropriate

Identify and understand emerging risks related to project activity and ensure business requirements and solutions appropriately mitigate risks

Ensure the team maintains compliance and procedure guidelines to support satisfactory audit results

Manage and/or oversee the implementation of solutions and work closely with key business leaders to optimize and maximize the availability of service, efficiency, and effectiveness

Communicate and negotiate timelines, budget, staffing, scope and critical milestones with project managers and key stakeholders

Participate in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance

Monitor FCRM industry developments and maintain strong knowledge of evolving regulatory requirements and assess potential impacts EMPLOYEE / TEAM Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest

Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit

Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques

Participate in personal performance management and development activities, including cross training within own team

Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.

Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.

Contribute to a fair, positive and equitable environment that supports a diverse workforce

Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

Participate in knowledge transfer within the team…
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