Senior AML Officer, AML Advisory

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Our company continues to grow, and today we serve more than 670,000 people across Canada through Equitable Bank, Canada’s Challenger Bank™, and have been around for more than 50 years. Equitable Bank's wholly‑owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than six million members. Together we have over $125 billion in combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives.

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The AML Advisory team within the Compliance department is responsible for being the subject matter expert on Anti‑Money Laundering, Anti‑Terrorist Financing (AML/ATF), Sanctions Evasion (SE), and Compliance‑related matters. This position primarily assists the Senior Manager, AML Advisory, in the ongoing management and the oversight of Equitable Bank’s enterprise‑wide AML/ATF program.

The Senior AML Officer’s role is a multifaceted one, as responsibilities may include ensuring AML/ATF related policy and procedures are maintained and current to support a comprehensive and effective Regulatory Compliance Management regime within the Bank, assists Senior Management and employees to comply with legislation and regulations, and managing reputational and other operational risks. The environment is fast‑paced and requires effective time management of multiple tasks and projects.

• Support the Senior Manager, AML Advisory, in developing, maintaining, and overseeing enterprise‑wide AML/ATF programs and related documentation to effectively manage ML/TF risks, ensure regulatory compliance, and provide reporting to Senior Management and the Board.
• Collaborate with business units by providing advice on AML/ATF related inquiries/exceptions relating to regulatory interpretation or the Bank’s AML/ATF program while ensuring compliance with applicable laws, regulations, guidelines, and established procedures.
• Provides guidance on regulatory compliance issues by interpreting existing, new, and emerging requirements, identifying and addressing gaps—including those arising from change initiatives—and assisting in the development of action plans to mitigate identified risks
• Assist with the execution of the Bank’s annual AML/ATF Risk Assessment in collaboration with business stakeholders, including periodic reviews of the risk assessment methodology.
• Support the Senior Manager, AML Advisory, in reviewing significant new initiatives and changes to products and services, policies, processes, and systems to determine whether compliance‑related risks have been adequately addressed and suggests controls and procedures to ensure effective management of risk and compliance.
• Provide oversight and challenge to the third‑party risk management activities as the AML Advisory Subject Matter Expert (SME). Assist the business with the identification of key third‑party risks and mitigating controls in their business units, as well as monitoring their action plans to address mitigation.
• Responsible for leading and/or supporting the coordination of AML‑related projects where it relates to project management, change management, communication, and reporting.
• Regularly develops, updates and delivers specialized AML/ATF training at the enterprise and business unit level and manages the maintenance of the enterprise‑wide AML/ATF employee training program to effectively manage ML/TF risks and gaps and comply with regulatory expectations and industry standards.
• Proactively identify best practices to ensure compliance with regulatory requirements.

• Post‑secondary education in business or…