Associate Mortgage Underwriter

The Opportunity

Reporting to the Manager, Third Party Residential Underwriting- MBBS, the Associate Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The Associate Mortgage Underwriter is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company.

• Establish and maintain positive relationships with mortgage brokers to build loyalty to the Company
• Maintain positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
• Interact with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions
• Review and verify accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable
• Escalate any documentation issues to the Underwriter for review and sign off
• Document clear and complete notes within the mortgage underwriting system
• Respond to all inquiries within established turnaround times
• Adhere to policies and procedures to ensure AML requirements are met

• Completed post‑secondary education or equivalent work experience
• Previous experience within Financial Services sector preferred
• Previous experience within Mortgage industry an asset
• Completion of Mortgage Agent Course and/or FSRA License an asset
• Working knowledge of PC software in a Windows environment required
• Ability to build and maintain positive relationships
• Strong communication skills—both written and verbal
• Ability to deal with conflict
• Analytical skills
• Strong organizational and time management skills
• Positive team player
• Fully competent in working with basic PC software and working knowledge of Microsoft Office suite
• Ability to manage pressure in an environment of high volume processing with tight turnaround times

In accordance with the Financial Services Regulatory Authority (FSRA), if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with FSRA to complete the licensing process.

• Periods of high volume with tight timelines
• Long periods of stationary position/sitting
• Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
• Long periods of time in viewing a computer screen
• Multi‑tasking may include speaking to customers on a telephone call while looking up information on a computer program.
• Competitive Compensation
• Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
• Extensive training programs to set our employees up for success
• Modern office environment conducive to collaboration
• Supportive teamwork culture
• Opportunities to give back to the communities and work through events focused on a variety of charities
• Ongoing social events throughout the year

Highly competitive compensation package which includes base salary, bonus, benefits, and career advancement opportunities. Eligibility for benefits is dependent on the terms of employment.

Artificial Intelligence is not used in our recruitment or hiring process for this role.

First National is a proud equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation, and any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at ac should you need an accommodation at any point in the recruitment process.