Sr Financial Analyst

Description

We are hiring for this position out of our Toronto office. Successful candidates who apply outside of these areas will be expected to relocate and reside in a location that is within a commutable distance.

You are an experienced FP&A analyst who is a whiz in end-to-end forecasting, budgeting and financial modeling. You love to partner with different areas of the business on new initiatives and provide value-add analysis. You thrive on working with a tight, dynamic team and are comfortable acting as a mentor to them. You are passionate and dedicated at what you do with an entrepreneurial mindset.

You are a critical thinker and a problem solver who loves a challenge and is open-minded and adaptive to change. You are comfortable working in a deadline-driven work environment with competing priorities.

• Lead forecasting, budgeting, and monthly financial reporting for the mortgage lending portfolio.
• Analyze loan volume, pipeline movement, and portfolio trends to identify risks and opportunities.
• Deliver variance analysis and actionable insights on key performance indicators and business drivers to senior leadership.

• Develop, monitor, and refine mortgage pricing strategies to balance volume growth and margin optimization.
• Partner with business leaders to evaluate rate changes, promotional offers, and competitive positioning.
• Assess profitability by product, channel, and customer segment.

• Track and analyze loan origination trends, conversion rates, pipeline progression, and fallout.
• Build dashboards to monitor key KPIs (e.g., funded volume, approval rates, prepayment trends).
• Identify drivers of performance fluctuations and recommend corrective actions.

• Translate complex data into clear, actionable insights that inform strategic decision-making.
• Provide scenario modeling and sensitivity analysis to support planning and business cases.
• Present findings to senior stakeholders in a concise and impactful manner.

• Identify and implement automation opportunities across reporting, forecasting, and data processes.
• Streamline workflows using advanced Excel, Power Query, and other analytics tools.
• Partner with data/technology teams to enhance reporting infrastructure and data quality.

• Bachelor’s degree in Finance, Accounting, Economics, or a related field (CPA/CFA preferred).
• 5–8+ years of experience in FP&A, financial analysis, or mortgage lending analytics.
• Strong understanding of mortgage products, pricing, and lending lifecycle.
• Advanced proficiency in Microsoft Excel (e.g., complex formulas, pivot tables, data modeling).
• Insight-driven mindset with the ability to tell a story with data.
• Strong problem-solving and critical-thinking skills.
• Ability to work with ambiguity and influence cross-functional stakeholders.
• High attention to detail with a focus on accuracy and efficiency.
• Continuous improvement mindset with a passion for automation and optimization.

Peoples Group is a trusted financial services company for the innovators at the forefront of Canada’s economic future. With offices in Vancouver, Calgary and Toronto, we are driving change by working alongside challenger banks, fintechs, brokers, and merchants to foster a dynamic and competitive financial ecosystem.

Our culture is built on four core behaviours:
Grit to Grow
, Connect to Collaborate
, Putting Clients First
, and Owning the Outcome
. We believe people do not simply choose a company to work for — they choose a company that makes a positive impact in the lives of Canadians. Above all, we value people, build meaningful relationships, focus on individual strengths, and approach our work with passion.

Peoples Group offers a flexible and hybrid work environment. In this role you will work a combination of in-office and remotely from home. Typically, you'll be working regular business hours, Monday to Friday between 8:00am and 4:30pm with flexibility around start/end times.

• A hybrid work environment, enabling you to balance your personal and professional life…