Real Estate Analyst

Job Description

Posted Wednesday, March 4, 2026 at 5:00 AM

Reports to :
Director, Real Estate & Project Funding

Terms of Employment :
Full Time - Permanent

Salary : $70,000 - $85,000

The Real Estate Analyst supports Habitat GTA’s mission by providing analytical, financial, and due‑diligence expertise to advance land acquisition, turn‑key unit procurement, affordable housing development, and securing funding and financing.

• Assist in evaluating new development opportunities including location, suitability for affordable housing, financial viability, planning & design requirements.
• Support due diligence activities including document review, legal review, consultant coordination and risk identification.

• Support negotiation of agreements including review of legal agreements with vendors.
• Liaise with other departments including finance to facilitate deposits, payment, etc.
• Work closely with Marketing & Communications to align email content, timing, and calls to action with direct mail and campaign objectives.
• Monitor and understand different government funding programs across the housing spectrum including CMHC, provincial and municipal programs.
• Build, maintain, and evaluate pro-formas and other financial models.
• Understand funding and financing models to build capital stack scenarios based on different housing tenures, level of affordability, financing programs, etc.
• Assist in development of portfolio level financial models to assist in business planning, capital investment planning and financing planning.
• Support negotiating and finalizing of legal agreements with government funding partners and lenders.
• Manage funding/lending agreements to ensure draw timing and reporting requirements are met. Includes coordinating with other departments as necessary.

• Once projects acquired – provide support to ensure effective delivery. Including input on design, project budgets, program design etc.
• Manage project information and milestones, ensure coordination with other departments as necessary (e.g. Financing and Program Operations)
• Coordinate with Development Planning team to provide proforma feedback in connection with design and planning changes.

• Support preparation of material for Land Build Committee and Board meetings. Attend meetings as required.
• Provide information and support to other departments as required Program Operations, Fund Development, Finance, and Executive Office.

• One to three years in a related Real Estate field. Additional emphasis on experience with affordable housing and non-profit development.
• University degree or college diploma (in finance, real estate/ development, business, planning or related)
• Strong understanding of affordable housing development lifecycle
• Knowledge of land use, zoning, and municipal approvals
• Support for site feasibility and highest-and-best-use analysis
• Experience supporting project underwriting and funding submissions
• Financial support for government funding and grant applications
• Analysis of funding eligibility, compliance, and reporting requirements

• Collaboration with internal departments (finance, planning, program operations, and fundraising teams) and external partners (developers, government funders, and operating partners)
• Ability to translate complex financial analysis into plain-language insights
• Support for senior leadership and board-level reporting

• Development and acquisition pro forma modeling for affordable housing projects
• Cash flow analysis incorporating grants, subsidies, and layered financing
• Sensitivity and scenario analysis (interest rates, construction costs, absorption)
• Capital stack analysis (equity, debt, government funding, donations)
• Operating budget and long-term affordability modeling
• Financial model structuring and audit-ready documentation

Applicants must be eligible to work in Canada throughout the duration of their employment with Habitat for Humanity GTA. Proof of eligibility will be required.

Habitat for Humanity GTA is…