Senior Compliance Analyst

Senior Compliance Analyst – Sanctions & Financial Intelligence Unit

Corpay is seeking a Senior Compliance Analyst in its Sanctions and Financial Intelligence Unit (FIU) in Toronto. The role involves safeguarding the integrity of operations by conducting investigations into high-risk payment activity, reviewing potential sanctions matches, and strengthening anti-money laundering controls. It is a senior individual contributor position for someone with a strong investigations and sanctions background ready to contribute depth of experience to a high-impact compliance team.

• Conduct in-depth reviews of high-risk customers and transactions, identifying patterns, trends, and anomalies to assess potential financial crime risk.
• Review and analyze transaction monitoring alerts and underlying transactional data using internal systems and tools to identify potentially suspicious activity.
• Review potential sanctions matches and disposition alerts in accordance with regulatory requirements and internal standards.
• Lead end-to-end investigations into complex or high-risk cases, including evidence gathering, analysis, documentation, and case disposition.
• Prepare, review, and ensure timely filing of SARs/STRs in accordance with applicable regulatory requirements and internal standards.
• Act as a subject matter expert on AML/CTF investigations, providing guidance, decision support, and informal oversight to junior analysts.
• Identify emerging financial crime risks, typologies, and control gaps, and recommend enhancements to transaction monitoring scenarios and investigative processes.
• Support and influence the implementation of system enhancements, model tuning, and policy updates impacting FIU operations.
• Lead or support regulatory inquiries, audits, and internal reviews, including drafting responses and assisting with remediation efforts.
• Drive continuous improvement initiatives across FIU operations, including workflow optimization, quality assurance enhancements, and efficiency gains.
• Share industry best practices, regulatory developments, and internal learnings with stakeholders to strengthen the overall compliance framework.
• Perform other duties and projects as assigned.

• Bachelor's degree in Business Administration, Finance, Accounting, Law, or a related field; a Master's degree or relevant professional certification may be preferred.
• CAMS certification or an equivalent AML certification.
• Several years of experience in a compliance role within the financial services industry, with a focus on AML, CTF, sanctions, or regulatory compliance.
• Hands-on background in investigations, transaction monitoring, and live screening of payments.
• In-depth knowledge of anti-money laundering (AML), counter-terrorist financing (CTF), and other financial crime regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, FATF recommendations, and relevant international standards.
• Experience working within a money service business (MSB), banking, or similar financial services environment.
• Exceptional problem-solving skills, with the ability to combine information to form conclusions and develop creative solutions.
• Professional-level written and verbal communication skills, with the ability to convey complex regulatory requirements and findings to a range of stakeholders.
• Ability to learn Corpay's proprietary systems and software, along with CRM software (Salesforce), sanctions screening software (Lexis Nexis), and transaction monitoring software (Net Reveal).
• Proficiency in Microsoft Office applications, including Excel, Word, and PowerPoint.
• A collaborative, social, and outgoing team player who values longevity and contributes to building the team.

• Medical, dental & vision benefits available the 1st month after hire.
• Automatic enrollment into our 401k plan (subject to eligibility requirements).
• Virtual fitness classes offered company-wide.
• Robust PTO offerings including major holidays, vacation, sick, personal, and volunteer time.
• Employee discounts with major providers (e.g., wireless, gym, car rental).
• Philanthropic support with both local and national organizations.
• Fun culture with company-wide contests and prizes.

This salary range is provided for locations which require such disclosure. The disclosed range is $80,000 - $100,000 CAD plus an annual bonus. Compensation decisions depend on factors such as skill sets, experience, training, licenses and certifications, and other business needs.

Corpay provides equal employment opportunities to all qualified applicants without regard to race, color, gender (including pregnancy), religion, national origin, ancestry, disability, age, sexual orientation, gender identity or expression, marital status, language, genetic information, military status or any other group status protected by federal or local law. If you require reasonable accommodation for the application and/or interview process, please notify a…