Financial Crime Risk Investigator II, HRI Triage

Job Summary

The Financial Crime Risk Investigator II is a sole contributor responsible for the initial assessment of inbound referrals from various sources, such as Production Orders, GRIDs, and law enforcement referrals. The investigator evaluates each referral to determine if further investigation is warranted, assigns risk ratings, documents rationale, and routes cases to the appropriate teams. The role involves high-priority and sensitive referrals requiring in‑depth analysis, communication with senior management, and leadership in training newly hired employees.

• Assess inbound referrals for risk exposure and red flags for financial crime risks.
• Conduct basic research, including open‑source, internal bank system, and high‑level transactional assessment to determine the need for deeper investigation.
• Track cases and document risk ratings and decision rationale.
• Leverage AML knowledge, training, and sound judgement to assess cases.
• Meet required tight SLAs and recommend any early mitigation needed.
• Provide thematic recommendations on intake sources to drive quality improvement.
• Lead training of new colleagues.
• Assist with time‑sensitive ad‑hoc requests.

The role is part of a team that manages fast‑paced, high‑volume, time‑sensitive deliverables. It requires close collaboration with other AML teams for risk mitigation and shared casework, strong judgment across casework, and effective written and verbal communication skills.

Undergraduate degree, 4+ years of relevant experience, and demonstrated experience in banking, AML regulations, or other financial crime roles, including transactional analysis. Experience in people and stakeholder management is required.

• Experience writing STR reports.
• Understanding of banking and AML regulations.
• Financial crime designation or proven experience in financial crime risk management.
• Knowledge of the current financial crime risk landscape.
• Strong judgement and proven experience applying knowledge in a variety of scenarios.

• Excellent verbal and written communication skills, including writing clearly and succinctly for complex materials.
• Ability to contribute to a cohesive team and promote a positive work environment aligned with TD’s culture.
• Ability to manage competing priorities and deadlines.
• Ability to work successfully as a member of a team and independently.
• Ability to handle confidential information with discretion.