Financial Crime Risk Management Specialist - Regulatory Management

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:
Financial Crime Risk Management

Pay Details: $96,900 - $136,800 CAD

The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. It acts as proactive and trusted advisors to TD Business Lines, supporting a consistent, adaptable, and effective culture across the organization, ensuring money-laundering and terrorist-financing risks are appropriately identified and mitigated. The department directs the design, content, and enterprise-wide implementation of TD’s AML Programme, including compliance with economic sanctions and anti-bribery/anti-corruption regulations.

TD’s commitment to being The Better Bank means continual evolution to meet regulatory requirements while providing legendary customer experiences.

Reporting to the Senior Manager, FCRM Canada Remediation, the Financial Crime Risk Specialist provides subject-matter expertise and hands-on support to the Bank’s AML/ATF remediation activities, primarily focusing on FINTRAC remediation in Canada. The role supports the preparation of regulatory submissions, responses to regulatory requests, and remediation documentation to ensure clarity, completeness, and alignment with regulatory expectations.

• Support regulator remediation initiatives by contributing to the preparation, review, and coordination of regulatory disclosures, submissions, and responses to requests for additional information.
• Partner with issue owners and remediation work streams to support gating activities, milestones, and documentation required for regulatory submissions and internal governance forums.
• Ensure remediation-related documentation prepared for regulators is clear, complete, and free of material gaps, applying a strong regulatory and risk-based lens.
• Support senior leadership by preparing summaries, briefing materials, and consolidated views of changes across regulatory submissions and remediation deliverables.
• Participate in and, as required, lead remediation-related meetings, supporting clear action tracking, follow-ups, and stakeholder alignment.
• Support alignment across regulatory remediation, audit findings, and BAU activities by identifying overlaps, dependencies, and potential risks.
• Contribute to policy, standards, and governance initiatives by providing feedback on new or updated AML/ATF documents and completing gap assessments as required.
• Foster a strong culture of risk management, regulatory compliance, and professionalism through effective collaboration and proactive support of stakeholders.
• Effectively manage multiple ad-hoc initiatives and deliverables within tight timelines in a fast-paced remediation environment.

• University degree or equivalent experience.
• 7+ years of relevant experience in financial crime risk management, AML/ATF compliance, regulatory remediation, audit, or related fields.
• Strong working knowledge of the Canadian AML/ATF regulatory environment, including FINTRAC expectations.
• Experience supporting regulatory remediation, issue remediation, audit interactions, or regulatory submissions considered an asset.
• Excellent written and verbal communication skills.
• Strong attention to detail and ability to review and challenge documentation for clarity, accuracy, and completeness.
• Demonstrated ability to engage effectively with stakeholders across multiple levels of the organization, including senior leadership.
• Strong critical thinking, judgement, and organizational skills, with the ability to manage competing priorities.
• Experience with governance, risk, or issue-tracking systems (e.g., Archer, Service Now, or similar tools) considered an asset.

• Base salary within $96,900 - $136,800 CAD, with variable compensation.
• Health and wellness benefits; retirement savings plans.
• Paid time off and flexible work options.

Accommodation is available upon request to support candidates throughout the interview process.

Language Requirement (Quebec only):
Sans Objet