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Senior Underwriter or Specialist, Surety

Job in Toronto, Ontario, M5A, Canada
Listing for: Intact Financial Corporation
Full Time position
Listed on 2026-06-14
Job specializations:
  • Finance & Banking
    Underwriter, Risk Manager/Analyst, Financial Analyst
  • Insurance
    Underwriter, Risk Manager/Analyst, Financial Analyst, Insurance Analyst
Job Description & How to Apply Below

Pay at Intact is about much more than just salary.

  • Flexible work arrangements and a hybrid work model

  • Possibility to purchase up to 5 extra days off per year

  • Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more

  • Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

  • Salary range (but not limited to):

    94,

    Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance):

    12%

    As part of our commitment to Win As A Team
    , we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

    Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

    Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

    About the role

    A Surety career is an opportunity to define Intact’s Specialty Solutions offering and expand our business beyond $20 billion of total annual premiums. Leverage your insurance or financial background and strong people skills as you grow your career and solve the exciting challenges that each day brings in managing complex risks. Be part of a team whose size and sophistication help separate us from the competition in the space and contributes to our growing leadership in the Specialty Solutions market both in Canada and globally.

    We’re looking for a Senior Underwriter or Specialist, Surety, to join our growing team!

    What you’ll do here:

  • Obtain and analyze underwriting data, perform financial analysis and apply critical thinking on underwriting decisions and client relationship issues.

  • Analyze financial position of current and new contract clients.

  • Provide recommendations to management on contract surety bond support to provide to existing and prospective contract clients.

  • Negotiate specific terms and conditions for issuing Contract Surety bonds to clients.

  • Monitor the development projects and exposures.

  • Develop new business through networking/marketing with brokers, clients, contractors, consultants, lawyers, and other market participants.

  • Gain and expand upon industry knowledge to improve underwriting decisions.

  • Represent Intact at various contractors' associations and industry-related functions.

  • What you bring to the table:

  • Bachelor’s degree in business, accounting or finance

  • Experience - minimum 3 years for the Senior Underwriter and 7 years experience for the Specialist role in contract surety or commercial lending, and/or experience in a commercial insurance underwriting or brokerage capacity.

  • Solid understanding of financial statements

  • Demonstrated capability for outstanding customer service

  • Proven track record for quick, accurate problem resolution

  • Strong analytical and research skills

  • Excellent communication and interpersonal skills

  • Can handle multiple tasks in a high-volume, fast-paced environment

  • Can work independently and collaborate with co-workers in a team setting

  • Proficiency with MS Office Suite of products

  • No Canadian work experience required however must be eligible to work in Canada.

  • Please note that the posted salary range is for the Senior Underwriter role. We encourage candidates who may fall outside of this range to apply as well.

    #LI-Hybrid

    Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team.
    Position Requirements
    10+ Years work experience
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