Associate Director, Corporate Finance

What is the opportunity

As Associate Director, Corporate Finance, you are part of a team of client‑facing credit professionals aligned to our large commercial client segment. You will lead the end‑to‑end credit relationship for a defined portfolio of clients, focusing on loan origination and ongoing portfolio quality oversight, and contribute to an exceptional client experience by providing superior business, financial, and credit advice directly to clients.

• Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management and transaction presentations to clients.
• Prepare and present credit pitches that clearly articulate the advantages and benefits of proposed credit solutions to existing and potential clients.
• Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner, delivering solutions that meet or exceed client needs.
• Manage all aspects of the credit approval process, including Com Com and GRM, developing strong working relationships with National Office personnel and risk managers.
• Actively develop and deepen client relationships and engage key partners, including Group Risk Management, Private Banking, Corporate Client Group teams, National Specialized Solutions, Personal Banking, and others.
• Exercise due diligence in recommending credit applications, collaborating with Risk Management to support risk processes and guidelines.
• Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring, and control.

• Proven track record in financial and credit analysis supporting exceptional client relationship management.
• Minimum three years’ experience in commercial lending at a major financial institution.
• Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, and the ability to analyze company financial statements.
• Strong skills with Microsoft Office and experience with emerging resources, communications, and technology (e.g., online data resources, web‑based meetings, digital banking, and mobile applications).
• Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis.
• Strong organizational skills, ability to perform well under pressure, and prioritize multiple tasks and projects while meeting time‑sensitive deadlines.

• MBA, CA, CMA, CGA, CPA, or CFA.
• Work experience in corporate lending / corporate finance.
• Training in credit and accounting with the ability to manage complex concepts.
• Bilingual in French and English.

• We thrive on the challenge to be our best, progress in thinking, and work together to deliver trusted advice.
• A comprehensive Total Rewards Program, including competitive compensation, bonuses, and flexible benefits.
• Continued opportunities for career advancement.
• World‑class sales training, coaching, and development opportunities with a dynamic, collaborative, and high‑performing team.
• Opportunity to achieve great success and grow your career with RBC.

• Communication
• Credit Analysis
• Customer Service
• Decision Making
• Detail‑Oriented
• Financial Planning and Analysis (FP&A)
• Financial Statement Analysis
• Lending Processes and Standards