Financial Crime Risk Investigator , TDS Investigations

Location: Toronto, Ontario, Canada

Work Hours: 37.5 hours per week

Line of Business: Financial Crime Risk Management

Pay Range: $59,500 - $84,000 CAD (base salary, varies by experience and location)

TD is committed to providing fair and equitable compensation opportunities and to growth and skill development for colleagues.

Conduct adjudications and risk assessments, investigations of alerts/cases via the TDS Global Transaction Banking (Correspondent Banking) queues, and recommend demarket or freezing accounts with the investigative unit.

Provide analysis and data/evidence gathering support for moderate to complex end‑to‑end investigations, including AML, sanctions/ABAC, and digital evidence for case preparation and documentation.

Prioritize incoming investigation requests and conduct thorough analysis, risk assessments, and investigations of referred/assigned cases.

Research and apply new digital evidence methodologies to reduce the risk of exposure to TD Bank.

Support the preparation of reviews, interviews for financial crime cases and ensure proper documentation is obtained for evidence purposes.

Collect, preserve, and analyze digital evidence using sound methodologies.

Work with internal partners and external parties for effective detection and investigation.

Prepare and deliver AML, sanctions/ABAC, and financial crime or fraud detection/loss prevention seminars to internal areas of the bank.

Maintain awareness of emerging AML and sanctions/ABAC trends, cyber technologies, and criminal techniques.

Apply strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and preparing documentation and cases.

Lead small‑scale projects or initiatives as a project lead using project management methodologies.

Exercise discretion in managing correspondence, information, and confidentiality; expose issues and provide escalation when appropriate.

Conduct reporting and meaningful analysis at the functional or enterprise level to evaluate program effectiveness and make recommendations.

Maintain project records, databases, and reports to management regarding status and updates.

Monitor service, productivity, and assess efficiency levels within own function, implementing continuous improvements.

Provide guidance to analysts, recommend standard practices, and support best‑practice execution within the discipline.

Participate fully as part of a team, supporting service to the business, quality, innovation, and teamwork, and communicate timely issues or information.

Continuously enhance personal knowledge and expertise; partake in knowledge transfer within the team and business unit.

Support peers and provide training, coaching, and guidance as appropriate.

Promote an inclusive environment, brand champion for the business area, and support a diverse workforce.

Investigate AML, ATF, ABAC, and sanctions cases; collect and analyze digital evidence and conduct interviews.

Demonstrate experience in managing complex non‑criminal investigations.

Apply strong understanding of bank policies and procedures of own area; keep abreast of emerging trends.

Provide services, process, and program support within defined parameters; lead small projects and support work streams of larger projects.

Undergraduate degree or equivalent work experience.

Minimum 2 years of experience in AML, TD Securities, Capital Markets, and/or Correspondent Banking products.

Experience delivering investigative work including moderate to complex investigations, evidence collection, and documentation.

Base salary within $59,500–$84,000 CAD, variable compensation, and a comprehensive benefits package including health, retirement, paid time off, banking benefits and discounts, career development, and recognition programs.