Associate Vice President, Audit, Credit Risk

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Audit Pay Details:$155,000 - $215,000 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The AVP Audit, Credit Risk will be responsible for the 3rd line of defence audit coverage for TD Bank Group's credit risk related activities across first and second line.

Reporting to the VP Audit, Canadian Business Banking, Credit Risk and Corporate Development, the AVP is a leader within Internal Audit responsible for overseeing a team of Audit professionals. The general accountabilities of this role include but are not limited to the following:

Develop a risk-based Audit Plan for TD's credit portfolio and provide periodic reporting to governance committees including Audit Committees Deliver the plan evenly over the course of the year subject to approval of the TDBG Audit Committees and regulatory expectations

Adhere to audit standards

Recommend, support & maintain appropriate resources to execute the plan, including the requisite subject-matter expertise

Identify all significant control gaps in coverage areas

Provide clear, comprehensive and timely reporting on significant control matters

Stay current on evolving regulatory expectations and industry practices and incorporate into Audit Plan and approach

Articulate the relevance of root causes and issues across audit engagements and conduct trend analysis to determine the impact across the organization;

Maintain strong relationships with clients, regulators and external auditors

Represent Internal Audit on management committees and on key projects.

Attract, develop and retain talent and maintain active pipeline for SMEsProvide ongoing support and ownership for IA divisional priorities such as Staff Development and Diversity & Inclusion initiatives

Drive employee engagement

Develop a global view of risk for noted Audit entities

Work with all peers to ensure adequate horizontal coverage of oversight functions to support CAE Risk Governance & overall opinion to Audit Committee Work with peers to deliver integrated horizontal audits effectively and efficiently

Deliver the plan evenly over the course of the year subject to approval of the TDBG Audit Committees and regulatory expectations

Stay current on evolving regulatory expectations and industry practices and incorporate into Audit Plan and approach

Articulate the relevance of root causes and issues across audit engagements and conduct trend analysis to determine the impact across the organization

Skills,

Education & Experience:

10+ years leading Audit or Credit Risk Management within a regulatory environment

Financial services industry and credit/financial risk expertise

Passion for understanding how rapid changes in the financial services sector will impact the enterprise.

Previous experience developing and executing on strategies in both the short and long term Strong people management skills; experience building and leading high performing teams

Demonstrated relationship building and stakeholder management skills, with the ability to make things happen through the use of positive influence

Excellent analytical skills in assessing risk, issues and challenging the status quo Skillful communication (written and verbal), negotiation and partnership skills to balance stakeholder input but remain objective to reach the right outcome

Ability to stay resilient under pressure

Strong presentation skills to facilitate working with senior management and representing the division

Robust organizational skills with…