Analyst/Associate - Liquidity,Funding & Balance Sheet Optimization Job Toronto area,Ontario Canada,Finance & Banking

Final date to receive applications:

05/08/2026

Address:

100 King Street West

Job Family Group:

Finance & Accounting

Management of liquidity and funding risk in BMO Capital Markets, including the monitoring and reporting of funding activity, collateral usage, liability diversification, intra-day collateral and payments activity. Ensure compliance with Bank policies, standards and guidelines as the first line-of-defense. In this capacity, work with the Lines of Business (LOBs), Corporate Treasury, and Enterprise Risk & Portfolio Management to ensure the safety and soundness of BMO Capital Markets through oversight and management of liquidity and funding risks.

Assess impacts of liquidity and funding risk related to regulatory requirements, internal risk metrics, and business strategy, as well as, recommending actions to senior leadership of Capital Markets to optimize the balance sheet under various binding constraints. Participate as team member accountable to build new technology infrastructure to support monitoring, reporting and analysis of Capital Markets balance sheet. Implement and maintain Funds Transfer Pricing (FTP) for Global Markets trading business.

Key Accountabilities:

Accountable for BMO Capital Market’s liquidity and funding risk management, monitoring and reporting processes as the first-line-of-defense;

Monitor adherence to Corporate Policies, Corporate Standards, and Corporate Guidelines;

Work closely with Lines of Business (LOBs) to ensure compliance with liquidity and funding limits and guidelines;

Partner with LOBs on business initiatives to identify, assess and proactively manage potential liquidity and funding exposures and opportunities;

Automate and streamline reporting processes, collaborate with Technology & Operations, to design, develop and implement analytic models that support effective oversight of liquidity risk within BMO Capital Markets;

Produce timely and accurate management information related to liquidity and funding activity, collateral usage, liability diversification, liquidity coverage ratio, net cumulative cash flow and net liquidity position.

Deliver meaningful ad hoc analysis on balance sheet impacts under various capital, liquidity, and funding scenarios;

Participate in initiatives aimed at improving and optimizing Capital Markets performance under various binding balance sheet constraints;

Develop liquidity and funding stress-testing scenarios to identify and mitigate potential risks;

Build and maintain robust balance sheet and liquidity forecasting tools to support capital markets growth initiatives;

Prepare reports for senior management and risk oversight committees on liquidity and funding risk; and

Participate in internal governance forums, regulatory reviews, and cross‑functional initiatives as required.

Qualifications

Knowledge:

CPA, CFA, FRM (or comparable);

2 – 5+ years of experience, with exposure to one or more of the following: liquidity and funding measurement and management, capital management, treasury markets, collateral management, business process improvement and financial reporting;

Understanding of international financial markets and banking & broker/dealer regulatory environments;

Working knowledge of trading and settlement systems, loan systems;

In-depth knowledge of MS Office suite and familiarity with one or more of the following: SQL, VBA macros, Python, and Power BI;

Experience and understanding of liquidity and funding principles, market and credit risk management practices, funds transfer pricing principles, financial instruments, and Trading Products operations;

Understanding of international best practices in capital, liquidity and funding management, and process improvement.

Skills:

Ability to understand and analyze complex financial products and transactions (i.e. derivatives, secured financing transactions, structured products, and fixed income);

Ability to assist in development of analytical models and decompose complex transactions;

A desire to work in a high-pace environment;

Excellent written and oral communication skills;

Ability to handle multiple tasks with the and flexibility to re-prioritize and manage conflicting demands;

Strong…

Analyst​/Associate - Liquidity, Funding & Balance Sheet Optimization

Analyst/Associate - Liquidity, Funding & Balance Sheet Optimization