Senior Investor Account Analyst

Senior Investor Account Analyst Responsibilities Pipeline and Funded Loan Monitoring

• Review and allocate funded loans based on investor criteria, profitability, and overall strategic initiatives.
• Monitor rates on new commitments and report data integrity issues to origination management.

• Regularly prepare and remit daily and weekly reports to internal teams, including pipeline reporting, commitment exceptions, orphan loans, warehouse status, loan sale & pipeline analysis, deferred payments, projected fundings, and historical performance history.
• Complete ad hoc reporting needs as requested.

• Prepare and execute offer schedules to various Eclipse & NPX investors, involving a preliminary offer and refresh on the day of closing, and providing posting instructions to MCAP’s finance teams. This involves reviewing the saleable loans in the warehouse and preparing an offer schedule ensuring the loans meet the investor’s criteria and MCAP strategy. Combining multiple data sets to complete the offer schedule is also required.
• Coordinate with internal and external counter parties to ensure the loan sales are completed accurately and on time.
• Maintain, update and create Excel offer schedules based on changing investor needs and new investor requirements.

• Identify opportunities to streamline processes for efficiencies.
• Make recommendations regarding changes to procedures/reports to increase efficiency; develop an action plan for new processes and follow‑up or review changes/improvements logged.
• Work with other business units to investigate solutions and elicit support for improvements.
• Utilize and update excel models and functions accurately to complete tasks in a time‑sensitive environment.
• Be the owner of the creation and maintenance of standard operating procedure documents outlining the creation and processing of all standardized reporting and loan sale processing procedures.

• Minimum of 5 years experience in the mortgage industry. Experience in the full mortgage life cycle from origination to payout, including default management, is an asset.
• Knowledge of real estate law, covenant assessments, and land title systems in all provinces, and knowledge of legislation (e.g., Mortgage Act) regarding risk‑related mortgage law is an asset.
• Solid understanding of mortgage systems and financial transactions.
• Financial knowledge.
• Proficient in Microsoft Excel, including lookup tables, VLOOKUP, and function creation such as IF, AND, OR, MINIFS. Proficient with MARS.
• Excellent written and oral communication skills.
• Ability to negotiate effectively.
• Ability to assimilate and process information from various resources.
• Ability to identify, assess and articulate issues and liabilities that may be complex to define and understand.
• Strong organizational and time‑management skills.
• Proven track record of being a self‑starter and taking initiative.
• Must be flexible and approachable.
• Strong analytical and problem‑solving skills.
• Ability to prioritize high volumes of work.
• Strong multi‑tasking skills.
• Very detail oriented but able to see the big picture.
• Strong work ethic.
• Ability to work independently and as part of a team.
• Ability to manage pressure, unpredictable workloads, time deadlines and constant change or new issues/situations – demonstrates flexibility and resourcefulness.
• University or college degree.

MCAP provides equal opportunities for all applicants and is committed to fostering an inclusive, accessible environment, where all employees feel valued, respected and supported throughout the recruitment and employment process. If you require accommodation, we will work with you to meet your needs.