Associate Capital Solutions, TDIP

Job Details

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Personal & Commercial Banking

Pay Details: $81,600 - $115,200 CAD

TD provides fair and equitable compensation opportunities and encourages growth and skill development. Salary may vary based on experience, geographic location and business needs.

TD Innovation Partners (TDIP) is a full‑service technology banking team offering bespoke, high‑touch banking and financial services to technology entrepreneurs from ideation to IPO and beyond. We partner with tech and venture‑backed companies to provide credit and cash management solutions tailored to their needs.

As an Associate, Capital Solutions you’ll assess new lending opportunities, underwrite credit facilities, manage reporting and monitor the TDIP portfolio, ensuring compliance and alignment with TD policies.

• Support credit underwriting and due diligence for prospective and existing clients, preparing financing proposals aligned with TDIP policy.
• Participate in client meetings with senior Capital Solutions and Relationship Managers to understand due diligence and make recommendations to internal and external decision makers.
• Recommend credits to Associate Director/Director, Capital Solutions and Commercial Credit Risk Management.
• Prepare annual reviews and interim credit requests for your portfolio, including business performance and market trend impacts.
• Own monitoring and control processes for the portfolio, including reporting, covenant testing and communication of outcomes.
• Partner with Relationship Management on day‑to‑day client support, portfolio growth and business development activities.
• Stay informed about new technologies, market conditions and industry developments to enhance the bank’s position in the technology sector.
• Contribute to a supportive, high‑performance team environment and deliver a world‑class client experience.

An undergraduate or graduate degree in Business, Economics, Finance or another quantitative discipline. MBA, CPA or CFA would be an asset.

• Self‑starter who is proactive, comfortable in fast‑paced environments.
• Interest in innovation and technology and understanding of how it changes the world.
• Strong ability to ask the right questions and to perform due diligence with curiosity.
• Excellent analytical skills, able to process large volumes of financial data and highlight key insights.
• Excellent communication skills, including strong writing for presentations and credit memos.
• Committed team player with strong organization and a desire to contribute meaningfully.
• No prior experience in the technology ecosystem is required, but advantageous.
• Previous experience in direct investment or lending is an asset.