Director, GRM Commercial Credit, Real Estate Development

Responsibilities

• Work with the Team to maintain a strong risk profile, and managing assigned portfolio in such a way as to minimize losses and maximize return
• Adjudicate Real Estate Development credit applications within your delegated lending limits
• Influence portfolio quality through strategic assessment of risk, attention to data quality and knowledge-sharing
• Deliver consistent decisions with solid communication of rationale for support, amendments or declines
• Ensure clients and colleagues are treated with respect, a highly professional empathetic approach is used, and good working relationships are maintained
• Look for, and act upon, opportunities to strengthen the efficiency, accessibility and responsiveness of key risk processes and practices
• Partner with stakeholders to achieve collective results
• Act as a catalyst to ensure team is strategically aligned with business strategies while maintaining the Bank's desired risk profile
• Take initiative to proactively seek, demonstrate, and facilitate consistency in credit adjudication fully utilizing other resources including other risk teams
• Ensure accurate and consistent processes/controls are in place and being followed to protect shareholder interests
• Ensure credit transactions are adjudicated, for the most part, within Policy Guidelines, Standards, and Procedures and mitigate risks as necessary

• 5+ years of commercial real estate experience with a preferred focus on Real Estate Construction and Development
• Strong communication, coaching, and conflict resolution skills
• Proven ability to make decisions in the presence of pressure and uncertainty
• Undergraduate Degree
• Previous Real Estate experience within commercial or corporate banking (Nice to have)
• In-depth knowledge of RBC Risk Policies, procedures & practices, Folios etc. (Nice to have)
• Proficiency with Bank Technology. (Nice to have)
• Post graduate qualifications (CFA, CMA, MBA etc.) (Nice to have)