Balance Sheet Product Manager- AVP

The Global Deposit & Investments (D&I) product group is responsible for product strategy, development and commercialization for On Balance Sheet Deposit/Overdraft and Off Balance Sheet short-term investment solutions. The group manages solutions including Interest Bearing and Non-Interest Demand Deposit Accounts, Global Pricing Engine, Client Money Accounts, DACA/Pledge Accounts, Fixed and Extended Term Deposits, Earnings Credit Rate Accounts, Citi Interest Optimization and Online Investments Money Market Funds across 90+ markets where TTS operates.

The On-balance Sheet Product manager (AVP) will assist with the day-to-day product strategy and management of the existing product portfolio including Time Deposits, Minimum Maturity Time Deposits, Earnings Credit, Overdrafts, Segregated accounts (e.g., client money), and Collateral Accounts (e.g., pledged).

• Assist in governance processes for timely product approval and launches, including legal diligence and operational readiness.
• Help manage New Activity Proposals and coordinate ongoing product reviews (e.g., time-based, event-driven).
• Contribute to understanding market dynamics, user needs, and competitive landscape, informing product decisions from a control perspective.
• Contribute to the daily management of all on-balance sheet products (e.g., time-deposits, earnings credit, overdrafts, etc.).
• Support effective execution and continued adherence to the Manager’s Control Assessment (MCA) framework.
• Assist in maintaining the quality, completeness, and accuracy of the Control Framework’s implementation across relevant Risk and Control Programs.
• Prepare and consolidate comprehensive materials for global risk and control forums and related governance bodies, aiding in strategic discussions.
• Support risk-related reporting and escalation processes, ensuring accuracy and timeliness.
• Provide support for risk assessments of new and existing products, assisting in identifying potential issues and control gaps.
• Assist in identifying root causes of control issues and tracking remediation efforts.
• Help identify and support the delivery of process improvements to enhance the control environment.
• Provide support for internal and external exams and review activities, assisting in coordinating evidence and responses.

• 5-8 years of experience.
• Knowledge of marketing, credit, acquisitions, product development, and/or analytics.
• Ability to work unsupervised and adjust priorities quickly as circumstances dictate.
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements.
• Consistently demonstrates clear and concise written and verbal communication.
• Demonstrated analytical skills.
• Demonstrated problem-solving and decision-making skills.

• Bachelor's/University degree or equivalent experience.

• Full time salary range: $88,240.00 - $.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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