Commercial Mortgage Underwriter

Overview

Join a Challenger. At EQB, we re remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians, we offer a wide variety of financial services from banking and lending to trust and credit union solutions. We ve been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences. If you re driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity.

Join our vibrant and forward-thinking commercial team as a Commercial Mortgage Underwriter. In this role, you ll be at the forefront of underwriting both CMHC-insured and conventional commercial mortgages. You ll navigate established policies and underwriting standards with creativity and precision, ensuring compliance while driving towards ambitious service goals and annual targets. Beyond underwriting, you ll engage in credit-related tasks, administrative responsibilities, and build strong networks with external business partners and internal teams.

• Innovative Underwriting and Analysis (60%):
  Dive into commercial credit facilities, underwriting loans ranging from $2.5 million to $150 million. Ensure compliance with lending guidelines, meet all lending criteria, and handle documentation swiftly and efficiently.
• Dynamic Communication and Coordination (20%):
  Act as the linchpin in our communication network, liaising daily with external partners and internal teams. Streamline processes and deliver exceptional customer service to meet funding deadlines and exceed expectations.
• Efficient Time Management (10%):
  Manage multiple deals and ensure all tasks are completed within deadlines. Maintain organized workflows.
• Strategic Administrative and Reporting Duties (10%):
  Perform administrative and reporting tasks that support the department and company. Deliver insights and reports to Senior Management to inform strategic decisions and growth.

• Bilingualism is a plus.
• Proven underwriting skills with 4-5 years of commercial mortgage experience.
• A track record of service excellence in the field.
• Post-secondary education (diploma/degree) preferred, ideally in business or finance.
• Proficiency in MS Office (Word and Excel).
• Strong analytical and problem-solving abilities.
• A sharp business sense and deep technical knowledge of secured lending and the commercial mortgage market.
• Excellent organizational skills and the ability to manage multiple priorities.
• Excellent time management skills.
• Outstanding communication skills, both oral and written.
• Enthusiasm for attending industry-related events and staying ahead of market trends.

• Competitive discretionary bonus
• Market leading RRSP match program
• Medical, dental, vision, life, and disability benefits
• Employee Share Purchase Plan
• Maternity/Parental top-up while you care for your family
• Generous vacation policy and personal days
• Virtual events to connect with your fellow colleagues
• Professional development and comprehensive Career Development program
• A fulfilling opportunity to join one of the top Fin Techs and help create a new kind of banking experience

EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. We believe our organization is stronger — and our people thrive — when we honour and celebrate diverse experiences, identities, and perspectives. We’re equally committed to supporting your growth, both professionally and personally.

We provide a barrier-free recruitment process and work environment. If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond.

As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application, an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.