Vice President, PMG - Corporate Banking

## Vice President, PMG - Corporate Banking Apply locations:
Toronto, ONtime type:
Full time posted on:
Posted Todayjob requisition :
-WD
** Do you want your voice heard and your actions to count?
** Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
** Overall Purpose of Job:
** The Credit Manager in the Portfolio Management Group (PMG) is responsible for the underwriting and implementation of the credit management function within GCIB (Global Corporate & Investment Bank) and more specifically the Non-Investment Grade Diversified Industry Vertical. Provide credit coverage for non-investment grade corporate borrowers.

Vice Presidents will be a corporate finance professional, focused on non-investment grade credit analysis for Corporate transactions. Critical functions include assessing risk factors associated with each credit and determining the appropriate risk ratings based on established policies and guidelines. Responsibilities will include active credit management utilizing solid credit and analytical skills, including monitoring credits for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.
** Responsibilities:
*** Evaluates prospects and analyzes structure of complex financing transactions for new and existing Large Corporate and Mid-Corporate clients in the Diversified Industries vertical.
* Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
* Underwrites new bank debt transactions according to established policies and guidelines for non-investment grade clients and prospects, performing detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure
* Manages a portfolio of corporate clients, including periodic reviews and communication of account information across various constituencies throughout the organization
* Prepares cash flow projections to assess the debt repayment capacity of borrowers
* Reviews and negotiates loan documentation and interfaces with Middle Office professionals to facilitate the closing of transactions
* Special projects as assigned
** Advanced Credit/Underwriting Solutions:
*** Work within deal team environment (with Global Relationship Managers, Credit Administration, Corporate Advisory, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies
* Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs
* Prepare credit analysis for structured credit transactions (derivatives transactions, receivable securitizations)
* Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues
* Attend client and bank meetings as appropriate
** Policy and Deal Advocacy:
*** Coordinates the deal process with credit administration partners in CDA (Credit Division of the Americas), relationship managers in GRM (Global Relationship Management), and various product partners
* Determine appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and…