Analyste principal ou analyste principale II, Supervision des activités, Gestion des risques li

Location

Toronto, Ontario, Canada

37.5 hours per week

Lutte blanchiment d’argent

$81,600 - $115,200 CAD

The portfolio this role will be supporting is focused on TD Auto Finance as well as Business Credit Cards (in addition to broader Canadian Business Banking).

• Provide guidance on day‑to‑day AML/ATF/ Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice, including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing
• Provide/Execute skilled AML/ATF/ Sanctions/ABAC research, risk assessment, reporting and/or analytical support in a timely manner
• Assist/Partner in the development and implementation of appropriate AML/ATF/ Sanctions/ABAC policies, processes, and controls
• Support the facilitation of periodic AML/ATF/ Sanctions/ABAC risk and self‑assessment activities for designated business using TD’s enterprise AML/ATF/ Sanctions/ABAC risk assessment framework
• Ensure that assessments (monitoring, risk assessment etc.) are completed and communicated in a dynamic and timely fashion
• Handle matters escalated for the identification of suspicious activity, or identified through the Enhanced Due Diligence process in accordance with established processes and protocols, and assist in ensuring that the business takes appropriate steps to address those activities and customers
• Work collaboratively with business and control partners within the organization
• Prepare and deliver management reporting necessary to ensure accurate and thorough measurement of the risk factors present in various products
• Proactively identify matters which require additional attention and present objective and independent opinion on the adequacy of AML/ATF/ Sanctions/ABAC processes and controls and opportunities to enhance those controls
• Present objective and independent opinions on the adequacy of AML/ATF/ Sanctions/ABAC processes and controls in accordance with regulatory and internal requirements, and liaise with the appropriate FCRM and business partners to resolve

• Review and provide feedback on business line policies and procedures
• Analyze AML/ATF/ Sanctions/ABAC compliance requirements and ensure they are properly written into requirements for business projects and approved at the appropriate levels
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; elevate issues where appropriate
• Analyze risk exposure characteristics for assigned portfolio in accordance with established processes or procedures, making recommendations for enhancements or changes based on changes in the regulatory environment or business processes
• Work with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations
• Keep current on emerging issues, trends, and evolving regulatory requirements in the AML/ATF/ Sanctions/ABAC industry and assess potential impacts
• Coordinate with other AML/ATF/ Sanctions/ABAC partners and business compliance partners to ensure consistency in the application of AML/ATF/ Sanctions/ABAC programs and standards across the enterprise
• Protect the interests of the organization – identify and manage risks, and ensure the prompt analysis and escalation of non‑standard, high‑risk issues, monitoring to thorough resolution
• Acquire and apply expertise in the AML/ATF/ Sanctions/ABAC disciplines, providing basic guidance and direction to business and other FCRM partners

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest
• Provide thought leadership and/ or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business
• Participate in personal performance management and development activities, including cross training within…