Senior Credit Risk Analyst

Looking to join a growing financial services team? Rogers Bank, a subsidiary of Canada's leading wireless, cable and media company, is expanding and seeking passionate individuals to develop and implement innovative financial solutions and experiences. The bank offers unique cash‑back benefits and financing options for Rogers purchases using cutting‑edge technology. Interested? Take the next step and consider this opportunity to make a meaningful impact with Rogers Bank.

Our Rogers Bank Credit Risk team is growing and is looking for like‑minded thinkers who are passionate about telling stories through numbers to help take our investments in innovation to the next step. We are also committed to the growth and development of their team members and offer a challenging work environment with fulfilling results to help balance both financial and business acumen.

• Develop and implement statistical/machine learning models to support business decisions (credit risk, marketing, fraud, collection etc.)
• Assist with IFRS 9 expected credit loss (ECL) model update and maintenance
• Collaborate with cross‑functional teams to gather requirements and data for model development
• Test and validate statistical models to ensure accuracy and reliability
• Create clear and concise documentation of statistical models, including assumptions, limitations, methodology, and interpretation of results.
• Continuously monitor and refine statistical models to ensure they remain relevant and effective.
• Develop dashboards and visualizations to communicate insights from the models, and present the findings and recommendations to stakeholders, including senior management.
• Conduct statistical analysis to identify factors that predict customer behaviour including payment behavior, purchase activity, delinquency trends and write‑offs
• Quantify impact in key revenue and loss metrics resulting from potential/actual changes to risk strategy and process
• Summarize and communicate results of findings to different audiences with various levels of technical background
• Understand data flows and processes from various business areas to support reporting, analysis and modelling

• Bachelor’s degree in Mathematics, Statistics, Business, Finance, Economics or equivalent quantitative field
• Work experience within finance / credit card environment is preferred
• Knowledge on IFRS 9 ECL calculation is preferred
• Data analysis skills must include at least 2 years of experience using statistical programs such as SAS, Python, R, Knowledge Studio, or similar
• Strong analytical and statistical knowledge with an ability to combine quantitative and common‑sense problem‑solving skills
• Highly proficient with the use of database querying tools such as SQL
• Highly proficient with Microsoft office applications - advanced Excel (knowledge of macros‑VBA and pivot tables)
• Data visualization tool such as PowerBI is preferred
• Effective communication (written and verbal) and time management required
• Self‑starter, able to manage and prioritize multiple complex tasks with minimum supervision and strong attention to detail
• Desire to learn and succeed in a challenging fast‑paced environment

We believe in investing in our people and helping them reach their potential as valuable members of our team. As part of our team, you’ll have access to a wide range of incredible resources, growth opportunities, discounts, and perks, including

• Competitive salary & annual bonus
• Competitive & flexible health and dental benefits, pension plan, RRSP, TFSA, and Stock matching programs.
• Discounts:
  Enjoy up to 50% off Rogers Services and Blue Jays Tickets, 25% off TSC items, and a 20% discount on all wireless accessories sold in Rogers stores.
• Paid time off for volunteering
• Company matching contributions to charities you support
• Growth & Development Opportunities
  • Self‑driven career development programs (E.g. MyPath program)
  • Rogers First priority in applying to internal roles of interest
• Wellness Programs
  • Homewood employee & family assistance program
  • Cognitive Behavioural Therapy (CBT) & Virtual therapy sessions
  • Low or no‑cost fitness membership with access to virtual…