Expert Credit Risk Analyst Lending Strategies

Position: Expert Credit Risk Analyst for Lending Strategies
Be a part of our team as a Senior Credit Risk Analyst, focusing on personal loans and leveraging data analysis for informed lending decisions.

Your role will be central to minimizing risk and driving performance.

We are looking for a seasoned professional with 5-7 years in credit risk analysis, particularly in consumer finance or retail banking. This role encompasses developing credit strategies, conducting deep dive fraud analyses, and ensuring alignment with compliance standards. Your analytical proficiency in SQL and Excel will be crucial.

Key Responsibilities:

• Optimize credit policies and underwriting rules for personal loans

• Assess application fraud and early delinquency signals

• Conduct vintage analysis to forecast potential credit losses

• Create automated reporting dashboards for risk metrics

• Identify risks and recommend mitigation strategies

Requirements:

• 5-7 years of hands-on credit risk experience

• Strong skills in SQL and Excel;
Python/R preferred

• Comprehensive understanding of loss forecasting and risk metrics

• Familiarity with compliance standards in lending

• Exposure to alternative data and machine learning

Bring your expertise in credit risk analysis to develop effective strategies and contribute to our fintech success.
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