Associate, National Accounts

What you’ll be doing

CIBC National Accounts is a team of banking professionals focused on corporate lending for public and large private businesses. This role supports senior bankers across the origination, structuring, execution, and ongoing management of senior credit facilities for a diversified portfolio of corporate clients. You will work on complex transactions, gain direct client exposure, and build deep expertise in corporate lending and credit analysis.

• Transaction Execution – Support due diligence for new and existing credit transactions; assist in structuring and executing senior credit facilities and prepare credit submissions, information memoranda, and client presentation materials.
• Analysis and Underwriting – Analyze financial statements, operating performance, and market data; build and maintain financial models; conduct credit, industry, and business analysis to support lending recommendations.
• Portfolio Management – Assist in the ongoing monitoring of approved credit arrangements; track compliance with terms and conditions and identify relevant changes in client financial performance or business conditions; support account management activities in line with risk management guidelines.
• Client and Partner Collaboration – Participate in client discussions to understand financing needs and support proposal development; work closely with internal partners across Loan Syndications, Investment Banking, Trading, Risk Management, and Legal; build strong working relationships with clients, internal stakeholders, and industry contacts.

• You hold a degree in Business, Commerce, Finance, Economics, or a related field.
• For the Associate position, you have 2–4 years of experience in corporate lending, accounting, transaction advisory, investment banking, private credit, or a similar analytical finance role.
• You possess strong skills in financial statement analysis, accounting, and financial modeling.
• You have strong written and verbal communication skills, organizational skills, and the ability to manage competing priorities in a fast‑paced environment.
• You have experience with corporate credit products, syndicated lending, or loan assessment (preferred for Associate).
• You have knowledge of valuation, M&A, derivatives, and competitive/industry analysis (preferred).
• You are detail‑oriented, intellectually curious, a self‑starter with sound judgment, and a team‑oriented, relationship‑focused, client‑focused professional committed to delivering strong client outcomes.
• You value trust, teamwork, and accountability and bring your real self to work.

• Competitive salary and incentive pay.
• Banking benefits and a benefits program.
• Defined benefit pension plan.
• Employee share purchase plan.
• Paid vacation, well‑being support, and a social recognition program.
• Purpose Day – a paid day off dedicated to personal growth and development.
• Flexible work arrangement (on‑site and remote) discussed at interview.

Location:

Toronto – 81 Bay, 10th Floor

Employment Type:

Regular Weekly

Hours:

37.5

Skills:

Analytical Thinking, Business Banking, Business Development, Client Service, Credit Analysis, Loan Underwriting, Market Trends, Portfolio Management