Associate Mortgage Underwriter, Third Party Residential Underwriting-NBBP

Associate Mortgage Underwriter, Third Party Residential Underwriting-NBBP

Reporting To: Manager and Team Lead, Third Party Residential Underwriting-NBBP

Full-Time: Full-time

Salary Range: $50,000–$65,000

Posting Date: July 16, 2026

Closing Date: July 31, 2026

Hours Of Work: 8:30 a.m. – 5:00 p.m.

Grade: 8.7

Location: Toronto, ON

Highly competitive compensation package which includes base salary, bonus, benefits, and career advancement opportunities.

• Eligibility for benefits is dependent on the terms of employment

Reporting to the Manager, Third Party Residential Underwriting-NBBP, the Associate Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The role is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company.

The Third Party Residential Underwriting Division, a division of First National Financial, provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.

• Establish and maintain positive relationships with mortgage brokers to build loyalty to the Company
• Maintain relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
• Collect required documents from mortgage brokers to satisfy commitment conditions
• Review and verify accuracy of documentation related to income, down payment and property using due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions
• Escalate documentation issues to the Underwriter for review and sign off
• Document clear and complete notes within the mortgage underwriting system
• Respond to all inquiries within established turnaround times
• Adhere to policies and procedures to ensure AML requirements are met

• Completed post-secondary education or equivalent work experience required
• Previous experience within Financial Services sector preferred
• Previous experience within Mortgage industry an asset
• Completion of Mortgage Agent Course and/or FSRA License an asset
• Working knowledge of PC software in a Windows environment required

In accordance with the Financial Services Regulatory Authority (FSRA), if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with FSRA to complete the licensing process.

• Strong aptitude for service excellence
• Ability to build and maintain positive relationships
• Strong communication skills—both written and verbal
• Ability to deal with conflict
• Analytical skills
• Attention to detail
• Strong organizational and time management skills
• Positive team player
• Fully competent in working with basic PC software and Microsoft Office products
• Ability to manage pressure in a high-volume processing environment with tight turnaround times

• Office environment
• Periods of high volume with tight timelines
• Long periods of stationary sitting
• Prolonged repetitive movements (using keyboard and mouse)
• Long periods of viewing a computer screen
• Multitasking may include speaking to customers on a telephone call while looking up information on a computer program

• Competitive Compensation
• Comprehensive benefits program (Health Spending Account, Maternity and Parental Leave Top Up)
• Extensive training programs to set employees up for success
• Modern office environment conducive to collaboration
• Supportive teamwork culture
• Opportunities to give back to communities and work through charity-focused events
• Ongoing social events throughout the year

Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and are Canada’s largest commercial mortgage lender.

First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

First National is a proud equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at ac should you need an accommodation at any point in the recruitment process.

Artificial Intelligence is not used in our recruitment or hiring process for this role.