Mortgage Underwriter at Fairstone Bank

Become a Mortgage Underwriter at Fairstone Bank and engage in evaluating mortgage applications in a supportive hybrid environment. Use your expertise to ensure compliance and streamline loan processes.

As a Mortgage Underwriter, this role entails reviewing, analyzing, and verifying mortgage applications in alignment with Home Trust Company's policies. With a focus on commercial mortgage products, you will negotiate terms and conduct thorough risk assessments to grant mortgage approvals. Your contribution will help enhance our customer service quality and operational effectiveness.

Key Responsibilities:

• Review mortgage applications for accuracy and compliance

• Make sound credit decisions on complex applications

• Negotiate favorable loan terms according to risk assessments

• Prepare mortgage commitments and document requirements

• Collaborate with business partners to optimize underwriting efficiency

Requirements:

• Post-secondary qualification required

• 3-5 years' experience in mortgage lending

• Understanding of commercial mortgage offerings

• Skilled in credit adjudication and risk assessment

• Knowledge of relevant compliance laws

Drive efficient underwriting practices and develop your career with Fairstone Bank’s reputable team.
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