AVP, Wealth and Insurance, Compliance Programs and Transformation

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Compliance

Pay Details: $160,000 - $215,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Reporting to the Vice President, Wealth and Insurance Compliance, the Assistant Vice President, Wealth & Insurance Compliance is a senior second line executive responsible for providing leadership and oversight of centralized Compliance programs, Regulatory Compliance Management (RCM) activities, and regulatory risk oversight across TD Wealth and TD Insurance businesses.

The role is accountable for maintaining an effective, risk-based Compliance program that is aligned with the Enterprise Regulatory Compliance Management Framework, regulatory expectations, and TD's strategic priorities.

Accountabilities adhere to the TD Compliance Department Mandate and are executed in accordance with key Compliance Program elements and processes established within the Enterprise Regulatory Compliance Management Framework.

• Lead Wealth and Insurance Compliance oversight of centralized programs and second line functions, including Regulatory Compliance Management (RCM), Risk and Control Self-Assessments (RCSA/RCRA), Regulatory Change Management, Monitoring & Testing, Training, Governance, Issues Management, GRIC, Reporting, Data Management, and related enterprise initiatives.
• Oversee and manage regulatory risk across Wealth and Insurance businesses by providing executive ownership of Compliance assessments of the regulatory risk management environment and compliance program effectiveness.
• Lead the development, implementation, maintenance, and enhancement of Wealth and Insurance Compliance oversight programs to ensure ongoing alignment with Enterprise standards and evolving regulatory expectations.
• Lead and support execution of Compliance department strategic priorities, ensuring alignment of Wealth and Insurance Compliance programs with enterprise priorities, business objectives, and regulatory risk outcomes.
• Assess governance, procedures, controls, reporting, and supporting infrastructure that facilitate execution of the Enterprise RCM Framework and fulfillment of the Compliance mandate.
• Oversee the development, maintenance, implementation, and continuous improvement of Compliance policies, procedures, and program documentation, including applicable Compliance Manuals.
• Support annual Compliance self-assessments and RCM assessments that contribute to Chief Compliance Officer opinions and Enterprise reporting requirements.
• Support governance, reporting, and escalation through Compliance governance forums, including preparation of materials, insights, and recommendations on Compliance program effectiveness, regulatory risk themes, and emerging issues.
• Support regulatory exams processes and audit management
• Oversight of regulatory filings and reporting
• Maintain practices and procedures that effectively identify, assess, monitor, report, and manage regulatory compliance risks.

• Provide independent oversight and challenge regarding regulatory compliance and conduct risk management across Wealth and Insurance businesses.
• Lead Compliance assessments of business control environments and monitor emerging regulatory risks, industry developments, and conduct risk trends.
• Provide executive oversight of issue identification, escalation, remediation, validation, and reporting activities.
• Support development and ongoing monitoring of Compliance Risk Appetite measures and associated reporting.
• Where assigned, lead or oversee remediation initiatives impacting Wealth, Insurance, or broader Compliance programs.
• Support executive, Board, and committee reporting related to regulatory developments, compliance risks, conduct risks, and program effectiveness.

• Drive continuous improvement of Wealth and Insurance Compliance through technology enablement, automation, enhanced data analytics, process simplification, and operational modernization.
• Champion innovative approaches to monitoring, testing, regulatory change management, governance reporting, and risk oversight.
• Act as a thought leader across Compliance in addressing complex…