Senior GRC Analyst, Regulatory Compliance

• Own Benevity’s AML compliance program as the second-line governance function, maintaining the policy framework, risk-based assessment methodology, and program documentation in alignment with PCMLTFA requirements.
• Lead the biennial program effectiveness review as required under PCMLTFA s.9.6, coordinating with internal stakeholders to assess and evidence program adequacy.
• Maintain MSB registration standing and support the CCO operating cadence in partnership with the General Counsel.
• Manage the AML compliance documentation suite, ensuring currency and consistency across the document suite, including being audit-ready at all times.
• Own Benevity’s FINTRAC examination readiness posture, maintaining a continuous state of preparedness that withstands regulatory scrutiny.
• Coordinate remediation evidence development and closure in partnership with our Fraud and Finance teams, ensuring all examination findings are addressed with documented, defensible evidence packages.
• Develop and maintain an examination response strategy, including communication and escalation protocols for regulatory engagement events.
• Serve as a primary coordination point for FINTRAC inquiries, supported by internal and external AML counsel as appropriate.
• Author and maintain core AML compliance program documents, including the AML/ATF policy, risk-based approach methodology, and supporting procedures, ensuring alignment with regulatory expectations and Benevity’s operational realities.
• Conduct and document risk-based assessments of Benevity’s ML/TF exposure, incorporating product, client, geographic, and delivery channel risk factors.
• Develop supporting procedures for elevated-risk client and product scenarios in coordination with our Fraud and Finance teams and Legal.
• Design, build, and deliver Benevity’s annual AML compliance training program, calibrated by role and function to reflect actual risk exposure.
• Maintain training completion records and reporting to support examination readiness and demonstrate regulatory compliance.
• Develop targeted content for functions with elevated AML exposure, including client operations, finance, and onboarding.
• Monitor and synthesize regulatory developments across FINTRAC, FinCEN, BSA, OFAC, providing timely horizon scanning outputs to GRC leadership and the General Counsel.
• Track regulatory guidance, enforcement trends, and examination priorities that affect Benevity’s business model, client base, and charitable disbursement operations.
• Advise the business on the compliance implications of product changes, new market entry, and client onboarding scenarios, translating regulatory risk into actionable guidance.

• 5+ years in AML compliance or financial crime risk management, ideally within a fintech, payments, or financial services environment.
• Deep working knowledge of PCMLTFA, FINTRAC regulatory requirements, and the AML compliance examination process.
• Demonstrated experience authoring AML compliance program documentation, including policy, risk-based assessments, procedures, and training curricula, that meets regulatory standards and holds up under examination.
• Familiarity with BSA, FinCEN, and OFAC frameworks and their applicability in a cross-border, multi-jurisdiction context.
• Experience preparing for or supporting regulatory examinations, with the ability to organize evidence and coordinate stakeholders under deadline pressure.
• Strong writing and communication skills, with the ability to produce compliance documentation that is clear, precise, and defensible.
• Comfort working across organizational boundaries, particularly with operational teams and Legal, where the lines between program governance and execution need to stay well-defined.
• A demonstrated interest and track record in leveraging AI and automation as a force multiplier, streamlining compliance operations, accelerating routine workflows, and expanding program capacity without proportional headcount growth.
• Familiarity with GRC tooling such as One Trust is an asset.
• CAMS, CGSS, or equivalent AML professional certification is preferred.

Demonstrates extensive expertise in AML compliance, including the development and…