Associate, Commercial National Accounts

Work Location:

Toronto, Ontario, Canada

Hours:

37.5 Line of Business:
Credit Management Pay Details: $81,600 - $115,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Commercial National Accounts (CNA) is TD’s upper mid-market specialized lending team which covers large privately held businesses and small corporates, across all industries on a national basis. The group consists of senior commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.

Within CNA, the Financial Institutions Group is a specialized group covering a variety on non-bank financial companies including retail, institution, and alternative asset managers (real estate, infrastructure, PE, etc), broker-dealers, mortgage and leasing companies, public and private REITs and professional services firms. The specific Associate, CNA role is covering the Financial Institutions Group.

The Associate, CNA role is the natural entry point into CNA for individuals with previous Commercial/Corporate Banking experience and/or relevant FI experience, ideally in large and more complex credits. The Associate role is not designated to a specific portfolio, but rather provides support to all portfolios in the unit, allowing the Associate to gain a broad base of experience & skills necessary for future role progression at CNA.

• Provide credit underwriting support across all portfolios.
• Contribute to growth of the unit by assisting in structuring competitive packages while maintaining a balanced view of risk and credit quality.
• Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth.
• Recommend credit applications to AVP and / or Director of Credit Execution.
• Assist with monitoring and control processes, including financial covenant tracking and internal bank tracking reports, to ensure the necessary processes are completed in a timely manner.

• Previous experience in Commercial or Corporate Banking, with strong preference for large transaction experience and/or National Accounts equivalent segments.
• Very solid credit, analytical and problem-solving skills.
• Strong Financial modeling skills.
• Excellent communication and organizational skills.
• Strong team player, with an ability to work both in a team environment and independently.
• The ability to engage in active dialogue with internal and external stakeholders (Unit VP, clients, legal counsel etc.).
• Ability to travel as required.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.