FCRM Testing Analyst - Operations (5319

TD is a leading global financial institution and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

Toronto, Ontario, Canada

37.5

Financial Crime Risk Management

$69,700 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

The Financial Crime Risk Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") within TD's business lines, relevant operational and control units (including the Financial Intelligence Unit (FIU)), and key FCRM technologies, Enterprise-wide (Canada, Europe, and Asia-Pacific).

The FCRM Testing Analyst executes independent testing of FCRM controls for assigned business line testing across the Enterprise, in a supporting role.

This position will be responsible for testing key controls and processes within TD's Financial Intelligence Unit (FIU) including, but not limited to, teams responsible for transaction monitoring, high-risk investigations, regulatory reporting, demarkets, and sanctions operations.

• Support the execution of testing engagement work (design and operating effectiveness testing) in accordance with established standards to achieve completion within target timelines.
• Independently perform tasks from end to end.
• Carry out work with some complexity, generally requiring a short-term focus.
• Conduct skilled analytical research and analysis as part of the testing engagement and initiatives.
• Proactively identify matters which require additional attention, further escalation, or review.
• Support follow-up of findings raised from testing engagements in accordance with established standards.
• Prioritize and manage own workload to deliver quality results and meet assigned timelines.
• Manage ambiguity, and apply judgement to identify, troubleshoot and resolve issues.
• Requires working professional level knowledge of the functional area and/or business areas supported and applicable regulatory requirements.
• Generally, reports to a manager role.

• University degree/ college diploma or equivalent
• CAMS designation (or similar) preferred.
• 2+ years of experience in AML/ATF, Sanctions, audit, or control testing roles.
• Experience working in an FIU and/or working knowledge of FIU related processes and controls.
• Knowledge of AML/ATF regulations and current/emerging trends.
• Ability to communicate effectively in both oral and written form.
• Experience/SME within TD Securities or Financial Intelligence Unit (FIU) businesses preferred.

• Work collaboratively with the team throughout the testing engagement
• Present objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements.
• Provide light subject matter expertise and/or input to projects/initiatives as a representative for an area of the function.
• Proactively identify matters which require additional attention, further escalation, or review

• Prioritize and manage own workload to deliver quality results and meet assigned timelines.
• Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility.
• Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve controls.
• Understand the operations of the business unit/area being tested and to identify potential risks and apply information to complete a quality, risk-based engagement.
• Clearly and concisely document research as required to…