Senior Capital Risk Analyst

Work Location

Toronto, Ontario, Canada

37.5

Risk Management

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Business /Department Overview:

Capital Risk and Governance (CRG) is a newly formed team within Financial Risk Management with a mandate to provide second-line oversight for Enterprise Capital Adequacy reporting and management activities.

The Senior Capital Risk Analyst will contribute to the oversight of the Capital Risk Management activities that includes capital reporting, stress testing, limit calibrations and capital actions.

• Provide independent review and challenge of the Capital Risk Management activities including capital reporting, capital framework and policy, limit calibrations, and capital actions.
• Monitor and elevate the Bank's capital positions, including communication of complex / technical issues to stakeholders.
• Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.
• Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
• Liaise with business partners including TBSM, Front Office, second-line risk partners, and Internal Audit.
• Support a positive risk culture and work environment that promotes service to the business, quality, innovation, teamwork and ensure timely communication of issues and points of interest.
• Keep current on emerging issues, trends, and evolving Capital regulatory requirements and grow knowledge of the businesses and related tools.
• Proactively identify opportunities for process efficiencies where opportunities exist.

• Undergraduate degree in Finance, Risk, Economics or related field
• 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred
• Familiarity with capital planning and stress testing regulations is an asset
• Demonstrated strong conceptual and analytical abilities and able to deal with ambiguity
• Strong internal control orientation
• Exceptional problem-solving and investigative skills
• Strong communication skills (both written and verbal), and interpersonal skills
• High attention to detail and ability to work independently to multi-task/manage priorities and meet tight deadlines

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

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We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an…