Underwriter, Finance & Banking

Work Location:

Toronto, Ontario, Canada

Hours:

37.5 Line of Business:
Credit Management Pay Details: 47,200 - 66,600 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

The Commercial Credit Centre (CCC) provides Credit Review support for Commercial Banking partners across Canada. The CCC is a centralized team of credit adjudicators and underwriters, supporting Commercial Banking Centres in the completion of annual credit reviews for targeted borrowers. The CCC's mission is to support our Commercial Partners by delivering value faster through a modernized experience, and with the right expertise.

Our goal is to empower confident employees focused on delivering excellence to our colleague and customer experiences.

A Credit Specialist is responsible for underwriting annual credit reviews of targeted Commercial Banking borrowers.

• Validating borrowers for centralized review based on pre-identified criteria
• Completion of Borrower Risk Ratings and Facility Risk Ratings in adherence with Business Banking policies and procedures
• Input of all other borrower data, achieving 100% accuracy, to comply with regulatory requirements
• Converse with Account Managers to obtain information necessary to complete the Annual Review
• Apply judgement when recommending credit facility renewals, deal structure amendments and policy waivers for commercial borrowers
• Meet Service Level Agreements
• Contribute to a positive, fun and inclusive work environment

This position reports into the Manager, Commercial Credit Centre

Keen attention to detail and high degree of data input accuracy Ability to multi-task many files at a given time Experience in communicating with internal partners in a clear and concise manner Work independently with minimal supervision Problem solving and critical thinking ability, often regarding a company's financial statements Team player Minimum post-secondary degree in Commerce or Business Administration or equivalent credit experience.

Finance and Accounting background preferred.

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Learn more

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to…