Is this role right for you?
In this role, you will:Provide Credit Risk leadership and execution expertise with particular focus on the Credit Card program, working with stakeholders across Tangerine and Bank of Nova Scotia Risk teams, Product, Marketing, frontline operations and vendors.
Develop a reporting framework to ensure continued portfolio health moving forward
Lead reporting and ongoing enhancement of credit policy and risk strategy to drive organic business growth and loss mitigation plans with balanced risk/reward trade-off.
Manage portfolio loss results to acceptable levels, while supporting business profitability objectives, regulatory requirements and Tangerine’s client centric business mission.
Provide coaching and mentoring to foster a strong risk discipline environment.
Collaborate with Acquisition risk and Operations risk teams to ensure compliance with regulatory requirements.
Lead and support the development and implementation of credit risk and loss mitigation plans and provide insight to business leaders through ad hoc requests, projects and initiatives.
Bring a sense of urgency in driving initiatives through to the finish line
Responsible for understanding and complying with the Regulatory Compliance Framework including the Anti-Money Laundering/Anti-Terrorist Financing and Sanctions Policy and all AML related policies, procedures and controls within the department.
Other duties as assigned.
Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:
University Degree in business or equivalent
Minimum 10 years of financial services experience, with particular focus and emphasis on Credit Risk
Proven leadership in operational function support, system and project implementation and vendor management
Proven leadership in the establishment of procedure structure, policies and/or programs within a business or function
Strong capability to work with senior business leaders
Strong ability to lead cross functional teams and collaborate effectively in high pressure environment
Strong presentation and “story-telling” skills
Aptitude for innovation and readiness to “roll up sleeves” and do what is necessary to deliver on business objectives
Excellent leadership and communication
Strong verbal and written communication skills
Strong attention to detail
Strong change management and people development skills
What’s in it for you?
Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
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