Branch Manager - Salem

Responsibilities

• Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.
• Responsible for meeting the Weighted Average Yield target allotted to the branch.
• Responsible for Portfolio growth of the branch and retention of existing customers.
• Monitoring the activities of the Sales Officers at all locations and ensuring regular flow of business.
• Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels.
• Planning & execution of marketing activities of the locations with a monthly calendar, monitoring the same on a daily basis.
• Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on a monthly basis.

• Responsible for housing loan file logins as per the product & policy norms of Aham HFC.
• Visit locations to meet identified customers for appraisal of the loan proposal.
• Ensuring proper & complete documentation of housing loan files put up for sanction.
• Management of post sanction documentation i.e., disbursement documentation.
• Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

• Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

• Responsible for management of portfolio quality.
• Responsible for closure of outstanding post disbursal documentation.
• Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan.

• Educational
  
  Qualification:
  
  Under Graduate / Post Graduate.
• Experience:
  
  8 Years to 12 Years (Housing Loan Experience is must)