Credit Officer

Credit Officer

The Commercial Credit Officer job primarily underwrites commercial lease transactions sourced through various platforms including but not limited to Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role will work closely with all credit personnel, platform sales managers/associates, and VEF support groups.

• Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit in accordance with VEF policy. The lease transactions will range in size small ticket to large, more complex, transactions that will require detailed underwriting.
• Presents analytical results and written conclusions to all levels of management and/or credit committees.
• Establishes and maintains a strong working relationship with VEF originations and operations teams.
• Completes documentation review and administration up to individual credit authority.
• Processes appeals and changes to original decisions.
• Reviews financial condition of vendor, partner, payee, and/or customer.
• Provides coaching and training of junior credit staff.
• Ability to exercise single signature credit authority of up to $2MM

• 5+ years of experience in Commercial Credit
• Previous experience underwriting for a financial services company

• 7+ years of experience in Commercial Credit
• Previous experience in the Equipment Finance industry

• University (Degree) Preferred

• Physical Requirements:
  
  Sedentary Work

8IC

7/17/26

$121,500 - $164,300

VEVRAA Federal Contractor

Ever Bank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, Ever Bank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status.

Providing a safe, inclusive environment is a priority at Ever Bank and, consistent with that mission, Ever Bank considers all qualified applicants for employment regardless of protected status.