Mortgage Loan Officer

Job Description

Join Loanville — Where Passion Meets Performance in Mortgage Lending

Loanville is growing fast, and we’re looking for licensed mortgage loan officers – or aspiring professionals with mortgage experience – ready to take their careers to the next level. Whether you’re just starting out or looking for a high-energy team to plug into, we provide the training, support, and resources you need to succeed.

This is not your typical desk job. This is a fast-paced, high-reward sales role where your drive and determination directly translate to earnings. At Loanville, effort matters, and results are rewarded.

• Hands-On Leadership:
  Our five owners don’t sit back – they’re on the front lines, actively selling and supporting the team. You won’t be left to fend for yourself. From closing tough files to re-engaging cold leads, we’ve got your back.
• Exceptional Training & Support:
  We’re deeply invested in our loan officers' success. From daily sales training to individualized coaching and hands-on file assistance, we give you the tools to close more deals and build confidence fast.
• Consistent Lead Flow:
  No more waiting around for business. We provide strong lead flow, technical support, and real-time assistance to help you move clients through the pipeline efficiently.
• Unmatched Product Variety:
  We don’t shy away from tough deals. We’re experts in refinance, purchase, HELOC, HEL, non-QM (DSCR, bank statement, delayed purchase financing), low FICO (down to 500), and down payment assistance programs. If there’s a way to make it work, we find it.
• Career Growth from Within:
  With our rapid expansion, leadership opportunities are on the horizon – and we promote from within. Show your passion and dedication, and you’ll move up.

• New loan officers:
  Show up with intent and put in the effort – you can expect to earn $60K+ in your first year, with top new talent breaking $150K.
• Experienced bankers:
  Most exceed $100K easily, with high performers hitting $250K+.

• Competitive pay structure
• Comprehensive benefits package
• Ongoing training and mentorship
• A collaborative, high-performance team environment

Ready to turn your ambition into a high-income career? Apply now and join a company where hustle, heart, and hands-on leadership make all the difference.

• Assess loan applications by evaluating credit reports, income documentation, and financial statements.
• Guide clients through the mortgage loan process, providing expert advice and answering questions clearly.
• Collaborate with underwriters to ensure loans are processed accurately and efficiently.
• Conduct credit and risk analyses to determine appropriate loan terms and interest rates.
• Negotiate loan terms and conditions with borrowers while maintaining compliance standards.
• Prepare and review loan documents and contracts for approval and signature.
• Monitor loan performance and follow up on delinquent accounts to ensure repayment.
• Stay informed on evolving industry regulations, lending policies, and compliance requirements.

• Exceptional customer service and interpersonal skills.
• Solid understanding of mortgage lending practices, banking products, and financial services.
• Proficient in analyzing financial statements and assessing borrower creditworthiness.
• Experience with loan origination software and financial tools (e.g., Encompass, Calyx, or similar).
• Strong written and verbal communication skills to explain financial details clearly to clients.
• Effective negotiation abilities to structure competitive and compliant loan solutions.

Note:

This job description is not exhaustive. Additional responsibilities may be assigned as business needs evolve.

Job Type: Full-time

Pay: $50,000.00 - $ per year

• 401(k)
• Dental insurance
• Health insurance
• Referral program
• Vision insurance
• Frequent contests with cash prizes

• Bonus opportunities
• Commission only
• Commission pay

• 8 hour shift
• Monday to Friday
• No weekends

• Troy, MI 48084 (Required)

• Troy, MI 48084:
  Relocate before starting work (Required)

Work Location:

In person

Loanville LLC is a brokerage designed for hustlers and hustlers only. Your work ethic determines your pay; the harder you work, the more money you make. The sky is the limit!! Are you up for the challenge?