Secondary Market Analyst

Job Details

Job Location:

MI Corporate HQ - Troy, MI 48098

Job Category:
Finance

AtAD Mortgage,we’ve been helping clients achieve their home ownership dreams for over 20 years — and we couldn’t do it without our team.

With more than 400 passionate professionals (and growing!), we’ve built a culture rooted in collaboration, continuous growth, and shared success.

Join a company that listens to your voice, invests in your development, and celebrates every win — big or small.

Your future starts here. Let’s grow together.

We are seeking a highly analytical and detail-oriented Secondary Market Analyst to join our capital markets team. This role is crucial for managing market execution to maximize profitability and mitigate risk.. The ideal candidate will be a fast-learner who can work independently and add value beyond daily tasks. You will work closely with our production, capital markets, and executive teams.

• Monitor and analyze real-time market data, including Fannie Mae, Freddie Mac, Ginnie Mae, and private investor pricing, to determine optimal loan pricing and product offerings.
• Execute daily best-efforts and mandatory loan sales, pooling, and securitization activities.
• Manage and monitor loan commitments, ensuring accurate pair-offs and timely delivery to investors.
• Perform daily hedge reconciliations and ensure proper risk management strategies are in place.

• Analyze the loan pipeline for interest rate risk and credit risk exposures.
• Track and report on fallout and pull-through rates, identifying trends and potential areas for improvement.
• Model and forecast loan production and settlement activity to assist with liquidity planning.

• Generate daily, weekly, and monthly reports on secondary market activities, including gain-on-sale, profitability analysis, and loan sale performance.
• Develop and maintain financial models to evaluate pricing strategies, product profitability, and new business initiatives.
• Present findings and recommendations to senior management on market conditions, investor trends, and execution strategies.

• Maintain strong working relationships with investors, servicers, and secondary market partners.
• Ensure compliance with all agency and investor guidelines, policies, and procedures related to loan sales and securitization.

Education:

Bachelor’s degree in Finance, Economics, Mathematics, or a related quantitative field.

Experience:

1-3 years of secondary marketing, capital markets, or financial analysis within the mortgage banking or financial services industry is preferred, but not required.

• Proficiency in financial modeling and advanced Excel skills (e.g., pivot tables, VLOOKUPs, financial functions). Experience with SQL or other data manipulation tools is a plus.
• Familiarity with secondary market technology platforms (e.g., optimal blue, MIEC, QRM) is highly desirable.
• Exceptional analytical and problem-solving abilities with a keen eye for detail and accuracy.
• Excellent written and verbal communication skills, with the ability to articulate complex financial concepts clearly.
• Ability to thrive in a fast-paced, high-pressure environment and meet tight deadlines.

• PTO/Sick Days
• Comprehensive medical, dental, vision benefits
• Paid volunteer hours
• Life Insurance, Short-term Disability, and Long term Disability
• Health Savings Account
• 401k
• Paid training and career development
• Healthy grab and go snacks
• Career Growth:
  As part of a growing and evolving company, you will have ample opportunities to develop your career, take on new challenges, and make a significant impact.
• Inclusive Culture:
  We are committed to…