CFO

Chief Financial Officer (CFO)
A Robert Half Exclusive Search — Bridge Business Credit

Reports to:

Ownership Group | Troy, Michigan

Bridge Business Credit is a privately held, non-bank asset-based lender providing working capital solutions to small and middle-market businesses. Established in 2002, Bridge has funded more than $700 million in lending solutions and built its reputation through a nimble, relationship-driven approach that helps clients stabilize, grow and ultimately transition to conventional bank financing.

Following exceptional 10x growth over the past five years , Bridge is seeking an accomplished Chief Financial Officer to join its executive leadership team and help lead the company through its next phase of growth.

The CFO will serve as a strategic partner to the Ownership Group and executive team, bringing sophisticated financial modeling, forecasting, capital planning, margin analysis and performance management capabilities to the organization.

• Serve as the company’s senior financial strategist, translating complex financial data into actionable business insights.
• Develop advanced financial models, forecasts and scenario analyses supporting growth, profitability and investment decisions.
• Partner with leadership and business development on pricing, portfolio yield, revenue enhancement and margin expansion strategies.
• Establish disciplined budgeting, cost controls and scalable processes to improve operating leverage as the company grows.

• Optimize debt and equity structure to support growth and maximize return on equity.
• Lead liquidity, capital planning and cash management strategies.
• Manage senior lending relationships, reporting requirements and covenant compliance.
• Develop relationships with prospective bank participants and alternative senior lenders.
• Negotiate favorable financing terms and evaluate subordinated debt and other capital alternatives.

• Partner with the Chief Credit Officer on financial analysis and portfolio risk management.
• Support continuous improvement across underwriting, portfolio management, collateral monitoring and treasury operations.

• Deliver timely financial reporting and strategic analysis to ownership and executive leadership.
• Develop board-ready financial packages, dashboards, forecasts and presentations.
• Partner with outside advisors to understand key valuation drivers and incorporate findings into strategic planning.

• Oversee accounting, IT, HR/payroll, corporate risk management and other administrative functions.
• Lead and mentor the Controller while establishing scalable best practices.
• Ensure GAAP-compliant financial reporting and oversee external audit and tax relationships.

• 15 years of progressive finance and accounting leadership experience.
• CFO or comparable senior financial leadership experience; lending or financial services experience strongly preferred.
• Bachelor’s degree in Accounting or Finance required; CPA and/or MBA preferred.
• Advanced expertise in financial modeling, forecasting, budgeting, profitability and capital planning.
• Experience managing lending relationships, debt structures, covenant compliance and liquidity.
• Asset-based lending experience is highly valued.
• Strong understanding of portfolio and enterprise risk management.
• Advanced Excel and financial systems capabilities.
• Exceptional executive presence, analytical ability, communication skills and business judgment.