Mortgage Loan Originator

Join Loan Ville - Where Passion Meets Performance in Mortgage Lending

Loan Ville is growing fast, and we're looking for
licensed mortgage loan officers - or
aspiring professionals with mortgage experience - ready to take their careers to the next level. Whether you're just starting out or looking for a high-energy team to plug into, we provide the
training, support, and resources
you need to succeed.

This is not your typical desk job. This is a
fast-paced, high-reward sales role where your drive and determination directly translate to earnings. At Loan Ville,
effort matters
, and
results are rewarded
.

• Hands-On Leadership
  :
  Our five owners don't sit back - they're on the front lines, actively selling and supporting the team. You won't be left to fend for yourself. From closing tough files to re-engaging cold leads, we've got your back.
• Exceptional Training & Support
  :
  We're deeply invested in our loan officers' success. From daily sales training to individualized coaching and hands-on file assistance, we give you the tools to
  close more deals and build confidence fast
  .
• Consistent Lead Flow
  :
  No more waiting around for business. We provide
  strong lead flow, technical support, and real-time assistance
  to help you move clients through the pipeline efficiently.
• Unmatched Product Variety
  :
  We don't shy away from tough deals. We're experts in refinance, purchase, HELOC, HEL, non-QM (DSCR, bank statement, delayed purchase financing), low FICO (down to 500), and down payment assistance programs. If there's a way to make it work, we find it.
• Career Growth from Within
  :
  With our rapid expansion,
  leadership opportunities are on the horizon - and we promote from within. Show your passion and dedication, and you'll move up.

• New loan officers
  :
  Show up with intent and put in the effort - you can expect to earn$60K+ in your first year
  , with
  top new talent breaking $150K
  .
• Experienced bankers
  :
  Most exceed$100K easily
  , with
  high performers hitting $250K+.
• Competitive pay structure
• Ongoing training and mentorship
• A collaborative, high-performance team environment

• Assess loan applications by evaluating credit reports, income documentation, and financial statements
• Guide clients through the mortgage loan process, providing expert advice and answering questions clearly
• Collaborate with underwriters to ensure loans are processed accurately and efficiently
• Conduct credit and risk analyses to determine appropriate loan terms and interest rates
• Negotiate loan terms and conditions with borrowers while maintaining compliance standards
• Prepare and review loan documents and contracts for approval and signature
• Monitor loan performance and follow up on delinquent accounts to ensure repayment
• Stay informed on evolving industry regulations, lending policies, and compliance requirements

• Exceptional customer service and interpersonal skills
• Solid understanding of mortgage lending practices, banking products, and financial services
• Proficient in analyzing financial statements and assessing borrower creditworthiness
• Experience with loan origination software and financial tools (e.g., Encompass, Calyx, or similar)
• Strong written and verbal communication skills to explain financial details clearly to clients
• Effective negotiation abilities to structure competitive and compliant loan solutions

Note:

This job description is not exhaustive. Additional responsibilities may be assigned as business needs evolve.

Job Type: Full-time

Pay: $75,000.00 - $ per year

• 401(k)
• 401(k) matching
• Health insurance
• Referral program
• Vision insurance

Compensation Package:

• Bonus opportunities
• Commission only
• Commission pay

Schedule:

• 8 hour shift
• Monday to Friday

Ability to Commute:

• Troy, MI 48084 (Required)

Ability to Relocate:

• Troy, MI 48084:
  Relocate before starting work (Required)