Mortgage Loan Originator – West Michigan

• Develop and maintain relationships with existing partners, real estate agents, financial planners, and prospective referral sources
• Build a consistent pipeline of new business opportunities
• Assist borrowers in determining the proper loan program
• Complete loan applications and gather pay stubs, tax returns, bank statements, and other documentation
• Obtain and analyze credit reports
• Communicate with title officers, escrow officers, loan processors, and underwriters throughout the mortgage loan process
• Originate mortgage loans through credit union referrals, self-generated efforts, company-provided referrals, and marketing campaigns
• Interview applicants to determine goals and recommend suitable products, terms, and pricing
• Take applications, conduct preliminary reviews, and submit complete files for processing and underwriting
• Ensure timely collection of documentation for underwriting and closing
• Respond to inbound calls and assist with customer inquiries
• Meet or exceed individual sales and production goals
• Maintain and utilize CRM to manage the pipeline and relationships

• Must live in or near the Lakeshore area of Michigan, including areas such as Grand Haven, Holland, Muskegon, Whitehall, and Zeeland
• Regular travel to different Credit Union locations throughout the Lakeshore area; comfortable driving to various locations
• Active NMLS license required
• Minimum of 2 years of outside loan origination experience
• High School diploma required
• Bachelor's degree preferred
• Strong written and verbal communication skills
• Highly organized, with the ability to manage multiple loans and priorities simultaneously
• Analytical skills with the ability to interpret complex financial data
• Professional and effective interpersonal skills
• Ability to meet required business hours and expectations
• Self-motivated and goal-driven
• Ability to conduct all work in a highly ethical and compliant manner

Demonstrates expertise in mortgage loan origination, including strong analytical skills to interpret financial data and effective communication to build relationships with partners and clients. Proficient in managing multiple loan applications while ensuring compliance and ethical standards.

• Active NMLS License
• Outside Loan Origination Experience
• CRM Management
• Analytical Skills
• Strong Communication Skills

• Loan Origination
• Credit Report Analysis
• Loan Application Processing
• Financial Data Interpretation
• Documentation Collection

• Interpersonal Skills
• Organizational Skills
• Self-Motivated
• Goal-Driven
• Effective Communication

• NMLS License

• Mortgage Loans
• Real Estate
• Financial Planning
• Referral Sources
• Escrow
• Underwriting
• Loan Processing
• Sales Goals
• Customer Inquiries
• Compliance

• CRM Software